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Is it safe to deposit money in Jining Bank?

It is safe to deposit money in Jining Bank. Jining Bank, the former commercial bank of Jining City, was established on February 3rd, 2005 with the approval of China Banking Regulatory Commission. Its assets reached12,597.6 billion yuan, up by 3 1.62% year-on-year, its deposit balance was 95.545 billion yuan, up by 24.3% year-on-year, and its loan balance was 74.946 billion yuan. The main business indicators of city commercial banks in the province have maintained a high level, with asset profit rate, liquidity ratio, cost-benefit ratio and asset quality before provision ranking among the top three in the province. In the comprehensive evaluation results of the "first-class" evaluation system in 2020 released by China Banking Association, Jining Bank was rated as the first city commercial bank with a scale of less than 200 billion yuan.

1. Interpretation of the emblem The emblem of Jining Bank adopts orange and blue colors. It has a strong visual impact and outstanding attributes in the financial industry. It bears the profound connotation of Jining culture and embodies the corporate culture of Jining Bank. Concise, beautiful and creative: local flavor: the orange-blue variant letter "J" is the first letter of the word "Ji"; The "n" formed by the rotation of two "J" is the initial of "Ning". Financial characteristics: the smooth arc represents the circulation of funds; The shape of round hole money is a symbol of financial industry. Commercial significance: the upper and lower arcs are connected end to end, representing the integration of north and south, making money and gathering money; The square hole in the middle and its two wings extend from east to west, symbolizing the foothold of Jining Bank and the bright future of the whole country. Humanistic color: the upper and lower arcs are like two hands knocking together, symbolizing that employees of Jining Bank are hand in hand and heart to heart; It also represents the friendship and harmony between Jining Bank, society and customers. Dynamic color: golden warm orange, symbolizing warmth, warmth, harvest and wealth; The cool and heavy blue symbolizes the strict management and solid economic foundation of Jining Bank.

2. Jining Bank, formerly known as Jining Commercial Bank, was approved by China Banking Regulatory Commission in June 5438+February 2005, opened in August 2006, and was renamed Jining Bank in June 5438+February 2009. With the market orientation of "serving local economy, serving small and medium-sized enterprises and serving urban residents", Jining Bank has made full use of the advantages of corporate institutions such as short management chain, fast decision-making speed and flexible operating mechanism, and all its businesses have developed rapidly. As of May, 20021year, the asset scale was12,597.6 billion yuan, up by 3 1.62% year-on-year, the balance of deposits was 95.545 billion yuan, up by 24.3% year-on-year, the balance of loans was 74.946 billion yuan, up by 3.743% year-on-year, and the total operating income was 3.053.

3.20 10, Jining Bank implemented a new round of capital increase and share expansion, and issued new shares at a premium for the first time. The price per share reached 3. 15 yuan, the newly-increased capital144,900 yuan, the net capital reached 2170,000 yuan, and the capital adequacy ratio reached 22.7%. Through this capital increase and share expansion, the introduction of strategic investors has been completed. Jining Bank completed its preparations for international business and began to handle foreign exchange business on February 26th, 65438. After the opening of international business, Jining Bank became the only banking institution in Jining that directly joined the National Foreign Exchange Trading Center, laying the foundation for providing international financial services more quickly.

4. According to the requirements of differentiated development strategy, Jining Bank strengthened the development of small and micro loan market, set up the small and micro loan center of small and micro enterprise franchise branch, introduced advanced small and micro loan technology from Germany, and set up a professional small and micro loan team, which effectively improved the future development and survival competitiveness. Jining Bank continues to strengthen the development of electronic banking business. On the basis of 20 1 1 launching business cards for Confucian businessmen, 20 12 successfully launched new service products such as online banking and SMS banking, which were welcomed by the public with many free items. 20 1 1, Jining bank will launch the "mobile banking" business to completely improve the current bank queuing phenomenon and provide customers with financial services anytime and anywhere. With good business performance, Jining Bank won many honors and was awarded "Advanced Grassroots Party Organization", "Pioneer Grassroots Party Organization" and "Excellent Grassroots Party Organization" by Shandong Provincial Committee. Team ","advanced unit "and" Contribution Award for Supporting Small and Medium-sized Enterprises "of Jining Municipal Party Committee and Municipal Government; It has been rated as "excellent bank" by Shandong Banking Regulatory Bureau for three consecutive years and "advanced unit of financial services for small enterprises" for two consecutive years; It was rated as "civilized and standardized service demonstration unit" by China Banking Association.