Regulations on the welfare of national retirees

At this time at the end of each year, what kind of benefits will be issued by the unit will become a hot topic.

Some benefits may be cash, some gifts, some daily necessities and some food. In short, those who benefit are happy.

Since the construction of the style of eight regulations, we have paid close attention to the issue of illegal welfare distribution. Today, we will take government agencies, institutions and state-owned enterprises as examples to talk about the restrictions on welfare distribution.

On-the-job and retirement benefits are treated equally.

The All-China Federation of Trade Unions issued the Supplementary Notice on Strengthening the Management of Funds Revenue and Expenditure of Grass-roots Trade Unions, which made clear provisions on some practical issues to facilitate grass-roots operations.

The Supplementary Notice makes it clear for the first time that "New Year's Day" refers to seven statutory holidays stipulated by the state, including New Year's Day, Spring Festival, Tomb-Sweeping Day, Labor Day, Dragon Boat Festival, Mid-Autumn Festival and National Day.

According to the provisions of the Trade Union Law, employees and administrators of enterprises can join trade union organizations and become trade union members.

The staff retired, but the union members did not quit or automatically lost their membership, and no leader asked the retirees to quit the union.

But now the leaders of some units regard retirees as a burden, and they don't even have the share to give retirees holiday benefits!

At the same time, after the 18th National Congress of the Communist Party of China, the All-China Federation of Trade Unions issued a document to regulate welfare benefits. The document doesn't say that retirees can't enjoy union benefits, but that all working retirees are treated equally!

Compared with government agencies and institutions, enterprise retirees have low treatment and less benefits, and even some retirees are almost forgotten by the unit after retirement.

I only hope that these national regulations can be seen by relevant departments and business leaders, and retirees should share the annual income!

2

In addition to pensions, what benefits can I receive after retirement?

The first is lifelong medical insurance.

Many people only pay attention to retirement and start to receive pensions. In fact, there is medical insurance in social security and lifelong medical insurance after retirement.

In other words, if you reach the legal retirement age and the medical insurance payment reaches the minimum period stipulated by the state, you can enjoy lifelong medical insurance benefits without continuing to pay after retirement. After retirement, you can enjoy reimbursement without paying any money, which can be said to be a good treatment for retirees.

However, it should be noted that the minimum payment period of medical insurance is different from that of endowment insurance. The requirement for the payment period of old-age insurance is 15 years, while the payment time of medical insurance is set by each place.

At present, the regulations in Shanghai and Guangzhou are 15 years, and in some areas it is about 20 years. So everyone must pay attention to the payment period. Don't take it for granted that the payment period of medical insurance and endowment insurance is the same. If you don't pay the due date, you can't enjoy lifelong medical insurance.

The second is to supplement pensions.

In fact, the pension we usually say refers to the basic pension of the country. In addition to the basic pension, China has also established a supplementary pension system.

For example, enterprise annuity or occupational annuity, but enterprise annuity and occupational annuity do not mean that everyone has it, but only a few people have it. These two annuity systems are established by employers and employees paying the same fees.

The general individual contribution does not exceed 10% of the contribution base, and the employer contribution does not exceed 8%. Enterprise annuity can be received in one lump sum at retirement, while occupational annuity can only be received monthly.

Many large enterprises will ask you whether to participate in occupational annuity or enterprise annuity, so in order to get more money after retirement, you'd better participate.

The third is various subsidies.

For example, the state has subsidies for the elderly, many cities in the north have subsidies for heating in cold winter, and some only-child parents have subsidies for their only children when they retire. Of course, many subsidies are based on local regulations, with different treatment and standards and different conditions for receiving them. Consult the local human resources and social security bureau for specific needs.

Fourth, people who retire from government agencies and institutions are different.

In fact, there are still obvious differences between retirees of this enterprise and retirees of government agencies and institutions.

The main difference is that retirees in enterprises rarely receive treatment other than pension. Retirees from government agencies and institutions, including civil servants and unit retirees, can get extra income and benefits other than pensions.

People in government agencies and institutions can get a lot of extra income, including some spiritual civilization awards, national unity awards, and some related treatment allowances paid by work units. Then put together, some areas may be less, thousands of dollars a year, and some areas may be higher, even reaching tens of thousands of dollars a year.

There are three main reasons for the gap in pension benefits between retired employees in enterprises and institutions: different pension systems, different payment bases and different payment years.

Employees in enterprises and institutions do not have equal conditions, and the best thing is working years. In fact, most employees of government agencies and institutions have long working hours because of their stable jobs. The calculation of pension often takes more than thirty or forty years. However, when many employees of private and foreign-funded enterprises retire, the pension insurance has only been paid for 15~20 years.

Even with the same working years, different pension systems and different payment bases, there will be gaps in pension benefits.

Old-age insurance system for enterprise retirees: the reform of the old-age insurance system began at 199 1, and the old-age benefits were fully unified at 1997 (in some places, it was gradually piloted before 1997).

In the past, the retirement system of government agencies and institutions: in fact, it was mainly linked to posts and levels. Calculating a certain basic salary by working years (basic salary is divided into post salary and grade salary), plus the amount of living allowance determined by the level of retirement post, is the original calculation model of retirement benefits.

In addition, the basic principle of the old-age insurance system is to pay more for a long time. For example, the basic pension benefits, if paid according to the base of 60%, can receive 0.8% of the average social wage in the last year before retirement. If you pay according to 150%, you can receive 1.25% of the average social salary in the last year of retirement. Personal account pension is completely linked to the balance of personal account and the number of months determined by retirement age.

Generally speaking, with the passage of time, everyone's old-age insurance system will be completely merged, and the future mainly depends on the payment base, payment period and annuity system.

three

Institutions are lighthouses in the eyes of others.

In fact, since the beginning of the epidemic, many companies have declared bankruptcy, and some companies have to lay off a large number of employees to protect themselves. Therefore, more and more people realize the importance of finding a stable job. The iron rice bowl is not only stable, but also has a high social status, so it is favored by everyone.

In addition to being an iron rice bowl, civil servants will make the whole family feel particularly proud, which is why more and more people begin to apply for civil servants. The key is that the salary is still very generous, and the year-end bonus is equally enviable.

In the eyes of most people, although the salary of civil servants may not be high, the sum of scattered benefits and subsidies may not be lower than other occupations! Moreover, with the label of "leisure work" and "stable development", civil servants have become a beacon in the eyes of others.

Work leisure or hard work?

In fact, where others can't see it,

Civil servants often use 5+2,

Keywords white plus black mode, overtime,

In the sea of Wenshan conference,

A sip of milk will be blamed and criticized.

It has become the negative focus of media attention all the year round.

......

Development and stability or challenges from all sides?

With the deepening of the reform of public institutions, civil servants are no longer stable;

Liaoning, Tianjin, Shaanxi, Shanxi, Zhejiang, Shandong and other provinces have cancelled tens of thousands of iron rice bowls, and the staff have become contract workers.

During the epidemic, countless civil servants took the initiative to join the front line of fighting the epidemic, and in the face of the crisis, they still stuck to where the people needed it most. ......

Is the welfare generous or has it been cancelled long ago?

In fact, as early as the "Notice on Issues Related to Prohibiting Self-issued Policies to Issue Wage Allowances and Subsidies", it was clearly stipulated that the relevant provisions on wage allowances and subsidies for grass-roots civil servants should be strictly implemented and the illegal payment of wage allowances and subsidies should be resolutely put an end!

Let's take a look. What is the real situation of civil servants with "rich welfare and subsidies" in the eyes of others?

12 subsidy cancelled.

1. Newly established project subsidies and continuing subsidies that have been explicitly cancelled shall be cancelled;

2. Subsidies exceeding the prescribed standards and scope (the specific city standards are slightly different) shall be cancelled;

3. Overtime pay, duty fee and annual leave allowance issued in violation of regulations will be cancelled;

4. After implementing the monetization reform of job consumption and welfare benefits and granting subsidies, cancel the subsidies for continuing to spend related job consumption and welfare expenses;

5. Overtime pay, duty fees and annual leave subsidies issued in violation of regulations shall be cancelled;

6, in violation of the provisions of the reform subsidy standards will be cancelled;

7. Cancel subsidies in the form of securities, payment vouchers, commercial prepaid cards, and physical objects;

8, in violation of the provisions of the use of trade union dues, welfare funds and other special funds issued subsidies will be cancelled;

9, in violation of the provisions of the affiliated units (enterprises) to transport benefits, and then in various names to government employees subsidies will be cancelled;

Bonus:

10, in violation of the regulations on civil servants' awards, all kinds of bonuses issued by "making excuses" will be cancelled;

Provident Fund:

1 1, cancel the subsidy for excessive housing provident fund deposit;

Holiday benefits:

12. Cancel the disguised payment of general cash and other subsidies to employees through major events or festivals;

The "generous welfare" of civil servants in everyone's eyes has long been cancelled.