Is the auto insurance rebate 25% for customers or salesmen?

Insurance companies quote vehicle insurance premiums according to the regulations of China Banking and Insurance Regulatory Commission. This quotation is not much different among all domestic insurance companies. According to the regulations, the rebate money can only be paid to the salesman, not directly to the customer. But there are too many domestic insurance companies and the competition is too fierce. If you don't come back,

The price will be much higher than other companies that have made rebates. The SMS quotations we received are all the price quotations required by the CBRC before the rebate, but if we actually buy them, most of the premiums paid in the end are after the rebate. As for the discount according to rebate, it depends on the specific agent.

Some are 100%, some are 80%, and some are 90%. Even some small insurance companies not only return the commission required by the CBRC, but also post ideas to attract customers in order to compete with big insurance companies. Therefore, we often see that many insurance companies will choose to send fuel cards, car wash cards or car body painting cards. Besides, this price is negotiable. Many salesmen will not give you the biggest discount at once, just like squeezing toothpaste, which is getting healthier little by little. So be patient when you buy insurance and answer the phone several times.

Having said that, everyone will understand that when we buy insurance, small insurance companies will give more discounts in order to attract customers, while well-known insurance companies will give less discounts, such as China United and AXA Tian Ping, which will be several hundred dollars cheaper than PICC and Ping An. However, because small insurance companies have few outlets, especially in small counties and towns, claims will be slow, and it will be a bit stingy to repair and replace accessories.