What does Xiaoyu Fokka mean by sending a text message saying that the application was successful?

If I didn't apply for a loan, it may be that my identity information was leaked, and someone used my identity information to apply for a loan, but it is more likely that it was a text message sent by a liar. Don't panic when you encounter these. Anyway, as long as you don't give money, it's most important not to be cheated. You really can't download the anti-fraud app or call the police.