Can I withdraw money without a bank card?

With the popularity of mobile payment, more and more people go out without cash. Can I withdraw money if I have to pay in cash without a bank card? The answer is yes. In most banks, you can withdraw cash without a bank card, but the way to withdraw cash is slightly different. If you don't have your bank card, you can make an appointment to withdraw money by scanning the ATM code. Let's see how it works.

I. Exit process

1, scan the code to withdraw money

Find the ATM of the bank, click "scan code for cash withdrawal", use the scanning function in mobile banking to scan the QR code displayed on the ATM, and then fill in the withdrawal account, withdrawal amount and withdrawal password according to the page prompts to successfully withdraw cash.

Step 2 make an appointment to withdraw money

First log in to mobile banking, click more and outlets on the home page, then click withdrawal without card, and select withdrawal information such as withdrawal account, withdrawal amount and reserved password according to the page prompts to generate an appointment withdrawal number.

After the reservation is successful, find the ATM machine, click "password remittance cash withdrawal/mobile phone cash withdrawal", enter the reserved cash withdrawal number, and then complete the SMS verification and successfully withdraw cash.

Different banks may have different interfaces for code scanning withdrawal and reservation withdrawal, but the operation process is similar.

Two. Matters needing attention in withdrawing money without card

1, the effective time of mobile banking reservation is generally less than 2 hours, depending on the regulations of each bank. You can also choose to cancel the appointment within the validity period of the appointment. If you don't withdraw money beyond the validity period, it will be regarded as automatic account cancellation and will not affect the bank account;

2. The charging standard for withdrawal without card is the same as that for withdrawal with card, and the withdrawal amount depends on the specific bank. For example, the single withdrawal limit of China Bank without a card is subject to the ATM limit, and the daily cumulative limit is 5,000 yuan per card per day;

3. Mobile banking needs to be opened at the bank counter in advance to use related functions;

If you encounter any problems in the process of withdrawal, you should consult the bank staff or call the service number in time.