What should I do if I receive a text message to cancel my mortgage?

The steps are as follows: confirm the source of the short message, understand the release process and prepare relevant materials.

Tool: mobile phone.

1. Confirm the source of the short message: First, confirm whether the short message comes from the loan bank or relevant institutions. You can confirm the accuracy of the message by replying to the short message or directly contacting the loan bank or relevant institutions.

2. Understand the process of mortgage payment: According to the content of SMS, understand the specific process of mortgage payment. Generally speaking, after paying off the loan, the borrower needs to go through the mortgage cancellation procedures at the loan bank or relevant institutions.

3. Prepare relevant materials: according to the SMS prompt, prepare relevant materials, such as ID card, real estate license, house purchase contract, loan settlement certificate, etc.