Last week, I got an ICBC credit card. The credit limit for SMS comrades is one yuan. Now I just don't know how to use it, and I don't know how to return it. Please give me some advice.

This means that the current credit card limit is only 1 yuan. It's a low credit card.

You can save money in the future and use this card to spend.

In this way, after three to six months in a row, the bank will look at your spending power to increase your credit limit.

How high your credit line is depends on how high your spending power is these months.

Or after 3 ~ 6 months, you can take the initiative to call the bank customer service and ask for an increase in the quota, provided that you have normal consumption and use this credit card.

Or have a stable job, you can directly apply for a credit card with a limit of several thousand yuan from other banks with your income certificate or bank deposit slip.

In terms of repayment, you can repay on time according to the repayment date on the bill. Cherish credit and remember to repay on time when using credit cards.

If the repayment is overdue, it will be recorded in the personal credit report at the meeting, which will affect your future loan.