What are the online fraud methods and how do they cheat?

1. What are the online fraud methods? 1. Pretending to be a public security law fraud: criminals pretend to be public security law staff to call the victim and ask him to transfer funds to the national account to cooperate with the investigation on the grounds that the victim's identity information was stolen and suspected of money laundering. 2. Medical insurance and social insurance fraud: Criminals pretend to be the staff of social insurance and medical insurance centers, falsely claiming that the victim's medical insurance and social insurance are abnormal, and may be fraudulently used or overdrawn by others, suspected of money laundering, drug trafficking and other crimes, and then pretend to be the staff of judicial organs to trick the victim into sending money to the so-called "safe account" for fraud on the grounds of fair investigation and easy verification. 3. Dismantling the installment fraud: the criminals buy the buyer information of the shopping website through special channels, and then pretend to be the staff of the shopping website, claiming that "due to the error of the banking system, the buyer's one-time payment has become installment payment, and the same fee has to be paid every month", and then pretend to be the bank staff to trick the victim into going to the ATM to cancel the installment payment, but in fact, the fund transfer is implemented. 4. Parcel possession fraud: Criminals claim to be suspected of money laundering on the grounds that drugs were found in the victim's parcel, and ask the victim to transfer the money to the national security account for a fair investigation, thus committing fraud. 5. Financial transaction fraud: In the name of securities companies, criminals spread the inside information and trends of false stocks through the Internet, telephone calls, text messages, etc., to gain the trust of victims, and then guide them to buy futures and spot on their own false trading platforms, thus defrauding shareholders' funds. 6. Air ticket fraud: The criminals pretend to be airline customer service personnel, and gradually lead the victim into the fraud trap on the grounds of "flight cancellation, providing refund and change service", demanding multiple remittance operations and implementing serial fraud. 7. Fictitious car accident fraud: Criminals fictional relatives or friends of the victim have a car accident, and they need to deal with the traffic accident urgently and ask the other party to transfer money immediately. In case of emergency, the parties will pay the money into the designated account according to the instructions of the suspect. 8. Fictitious kidnapping fraud: the relatives and friends of the fictional victim were kidnapped by criminals. If they want to rescue the hostages, they need to transfer the money to the designated account immediately, and they can't call the police, otherwise they will kill the tickets. The parties are often at a loss because of the emergency, and will pay the money into the account according to the instructions of the suspect. 9. Fictitious surgical fraud: Criminals fictionalize that the victim's children or the elderly need emergency surgery because of sudden acute diseases, and ask the victim to transfer money before treatment. In this case, the victim is often very anxious and transfers money according to the suspect's instructions. 10. Telephone arrearage fraud: Criminals pretend to be staff members of a communication operation enterprise, make phone calls to the victims or directly play computer voice, and demand to transfer the arrearage funds to the designated account on the grounds that their phones are in arrearage. 1 1, TV arrears fraud: criminals pretend to be a group of radio and television workers to make a phone call, claiming that the cable TV opened in the name of the victim is in arrears, so that the victim can make up the arrears to the designated account, otherwise the local cable TV of the victim will be stopped and fined. Some people believe it, only to find that they have been cheated after transferring the money. 12. Shopping tax rebate: After obtaining the information of the victim's purchase of real estate and car in advance, the criminals tricked the victim into transferring money to the ATM machine on the grounds that the tax policy could be adjusted and the deposit in the card was transferred to the account designated by the liar. 13. Guess who I am: After getting the victim's phone number and the owner's name, the criminal called the victim and asked him to "guess who I am". Then he pretended to be an acquaintance according to the victim's statement, claiming to visit the victim. Subsequently, he fabricated reasons such as "public security detention" and "traffic accident" and borrowed money from the victim. Many victims put money into bank cards provided by criminals without careful verification. In our society, criminals cheat our broad masses of people by various means. We must take good care of our property in life, monitor our identity information and related money, and prevent criminals from making profits.