How long will it take to report to the credit information system of China People's Bank?

If it was borrowed for credit, at present, it was found out the next day. Of course, it should be decided according to the actual operation of each institution. Different institutions, the time of credit reporting may be different.

1. How often does the People's Bank of China update its credit information? What's the use?

Generally speaking, it is updated every day. Because the Credit Information Center of the People's Bank of China, as the most professional credit information institution at present, accepts the data push from lending institutions every day, as long as there is relevant business data transmission, it will be updated, and it will not be updated without business. As for the personal credit account, as long as the account is normal, any credit business will be updated immediately, and it will not be updated unless the credit account has been cancelled or settled. Generally, there will be a minimum repayment amount after credit card consumption. If the minimum repayment is not completed, it is easy to be overdue. Many online lending platforms can get credit. This can regulate people's behavior. Therefore, more and more people dare not sacrifice their credit. This is also a constraint on borrowers.

Second, the characteristics of the credit information system

1. The information scale is the largest. The credit information system has built a basic database of credit information with the largest number of records, the most complete collection of credit information, the widest coverage and the widest use in the world, and basically established the credit file of every enterprise and individual with credit activities in China.

2. Wide coverage of access institutions. Based on the scale of social financing, the credit information system has been connected to all commercial banks, trust companies, finance companies, leasing companies, asset management companies and some small loan companies. The credit insurance business of some insurance companies has begun to enter, basically covering all kinds of lending institutions.

3. The service network covers the whole country. With the close cooperation between the credit center and the reporting agency, the data quality of the credit information system is maintained at a high level, and the credit information can be updated the next day, and the credit report can be queried in a few seconds.

To sum it up. If you borrow money on the loan platform, it will be included in the credit information system immediately, so you must pay it off within a time limit, otherwise it will affect your credit information, and it will be difficult to review if you want to borrow money or buy a house in the future.