Is Zhongan Small Loan Reliable? Is the interest high?

Reliable, the interest is not high. Zhongan Small Loan is a subsidiary of Zhongan Insurance, the first Internet insurance company in China, and Tianyi E-Commerce Co., Ltd., a subsidiary of China Telecom, is also its major shareholder. At the same time, Zhongan Small Loan is also a licensed Internet small loan company, and licensed financial institutions are supervised by the regulatory authorities. Therefore, it can be confirmed that Zhongan Small Loan is a formal and reliable lending platform, and everyone can rest assured.

Zhongan Small Loan is a formal lending platform, and the interest will naturally not be very high. At present, the minimum daily interest rate of Zhongan Small Loan is 0.02%. The specific interest rate is determined according to the comprehensive credit performance of customers, but the interest rate is not fixed. The system will review the qualifications of customers from time to time, and then adjust the interest rate.

The main loan products of Zhong 'an Small Loan are: Diandian, instant flower, etc.

The loan basic information Zhongan Diandian can provide you with a pure credit loan of 65,438+00,000-50,000 yuan, with a flexible loan period and repayment in 3-65,438+02 months. Zhongan calculates the loan interest on a daily basis, and the daily interest rate is between 0.025% and 0.08%.

Instant flowers can provide you with a loan of up to 2000 yuan, with a service life of 30 days and a daily interest rate as low as 0.05%. You can apply through the official account of WeChat WeChat "Zhongan Instant Flower". Under normal circumstances, you can basically lend money immediately on the same day.

It is easier to apply if the application is difficult, and it is easier to apply immediately, and the requirements for borrowers are not very strict.

Zhongan Diandian's application conditions: (1) The age is between 2 1-55 years old; (2) Personal credit information is good; (3) Have certain repayment ability. Application conditions of Zhongan instant flower dissolving: (1) sesame score above 600; (2) You can provide your true and valid ID card. Word of mouth From the feedback from netizens, the service level of Zhongan Small Loan is still good. However, some credit reporters are not particularly good friends, and the interest rate may be higher.

Reliable loan platform

I. 360 IOUs

360 loan platform is the first choice for users to borrow quickly, and it is committed to bringing users a safe loan experience, efficient loan speed, flexible loan service and reliable loan experience.

360 IOUs provide users with convenient loan and borrowing services, and 360 IOUs also provide users with the service of freely choosing repayment period and repayment method, so that more users who are in urgent need of money can borrow money quickly and quickly to solve the current difficulties.

Second, there is money to spend

Baidu has the money to provide Baidu users with the credit revolving cash loan, which is pure credit, unsecured, convenient to apply, quick to approve and recycled, and meets the capital needs of your daily consumption turnover. Download it if you need it.

Relying on the advantages of Baidu technology and scenarios, there is no need to worry about borrowing money. The platform is safe and reliable, and it can bring convenient, fast and safe Internet credit services to rich users.

Third, Jingdong Finance

Jingdong Financial Loan provides users with a safe, efficient and convenient financial life platform, which is convenient for users to pay online and offline, and also provides other functions such as living payment and crowdfunding shopping to facilitate users' needs.

Jingdong Finance provides users with a wealth of financial services, including JD.COM financial services, online financial services, fund financial services, instant financial services, financial planning, personal financial services, family financial services, third-party financial services and investment financial services. , and has accurately matched financial services and credit services for 300 million consumers.

Fourth, pay back the money

Repayment is committed to providing customers with fast and cheap repayment methods, so that users can decompress. Repaying the loan is a repayment artifact that makes the credit card full of blood. The loan interest is as low as 50%, and the monthly interest is 1 000 yuan, and that of 4.2 yuan is 30,000 yuan 1 second.

Operating environment: Xiaomi11mui12.6.5 wechat 9.6.2.