Will there be SMS notification when the bank card is frozen?

Because the frozen bank card will not be notified.

The bank card is frozen. It is likely that the recent risk control indicates that the bank card is in an abnormal state and is temporarily frozen. In this case, you can show your ID card at the bank counter and apply for thawing. It is also possible that your card has lost its magnetism, or its service life is up. You can take your card and ID card to the bank counter to find out why.

1. Your bank card is a credit card. If it is frozen, it may be that your credit card has an abnormal transaction, such as malicious cash withdrawal, forged information, and consecutive password errors. And your bank card may be frozen by the bank.

2. For overdrawn bank cards, the bank will set an overdraft share for you according to your actual repayment ability. When your overdraft exceeds your share, the bank will freeze your bank card immediately.

Your bank card is a debit card. If it is frozen, it will be frozen in the wrong account, that is to say, the bank mistakenly gave more money to your account during the transaction, so the bank may freeze the part that was given to you. The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank for freezing your bank card because of the need of handling a case. At the same time, customs, tax authorities and other departments also have the right to freeze.

Generally speaking, bank cards are frozen for five reasons.

1. Abnormal transaction is frozen:

If the bank card is a credit card, it is likely to be frozen by the bank if there are abnormal transactions such as malicious cash withdrawal.

2. Overdraft is frozen:

Overdraft bank cards are limited by overdraft limit, which is set by banks according to their actual repayment ability. Once the overdraft limit is exceeded, the bank will immediately freeze the bank card.

3. Judicial freezing:

If the relevant department needs to handle a case, it may apply to the bank to freeze the bank card account under the individual's name in accordance with relevant laws and regulations.

4. Wrong password is frozen:

If the cardholder enters the withdrawal password incorrectly for three consecutive times. The bank system will automatically freeze the bank card and unfreeze it after 24 hours.

5. Expired is frozen:

Bank cards are all valid. If the cardholder fails to apply for a new card beyond the validity period, the bank will freeze the expired bank card.

The bank card is frozen, indicating that the bank card cannot be used normally for the time being. The cardholder needs to find out the reason for freezing the bank card, prescribe the right medicine, give an effective explanation to the institution that has the right to freeze the bank card, and unfreeze it according to the follow-up procedures. However, one of the five reasons for freezing, that is, the judicial freezing caused by "refusing to perform the effective judgment", shows that the case has indeed been filed. In the process of using the bank card, it may be because of your own fault or external reasons that the bank card is frozen. The anti-money laundering work in China is very strict, and the People's Bank of China is responsible for the specific work. Therefore, the People's Bank of China can temporarily freeze customers' bank cards according to the anti-money laundering regulations. The public security organs usually freeze accounts for no more than six months, but if the case is complicated, they may apply to the court for continued sealing up and freezing. The basic principle is that the case will not be thawed until it is handed over to the procuratorate. But this is not a sign of filing a case, because sometimes just breaking the rules does not constitute breaking the law.