What is a Class I bank card?

A bank card refers to a fully functional bank settlement account. This card needs to be opened in front of the counter or through the bank's self-service machine, and the bank staff can only open it after authentication. Take ICBC as an example. According to the information announcement of ICBC's first-class card in official website, there is no limit on the deposit of ICBC's first-class card, and the ATM withdrawal limit is 20,000 yuan per day. The transfer and remittance limits of different channels are also different. For example, the limit for handling a single remittance at the business outlets of ICBC is 6.5438+million yuan (inclusive).

The upper limit of ATM transfer is 50,000 yuan per card (inclusive)/day: the transfer limit of electronic banking is related to the authentication format. Users can call 95588 to explain the transfer channel and consult. Users should note that the same person can only open one type of account (except credit card) in the same bank. If they need to open a new account, they can apply for an online account (non-physical card) or a second type account.

What is a second-class bank card?

The second type of bank card refers to the second type of bank card. Usually, a person can only apply for a bank card of the first type account in the same bank, and the next time he applies for a debit card of that bank, he can only apply for the second and third types. A type of bank card usually has comprehensive functions, including all functions such as deposit, cash withdrawal, transfer, consumption, purchase, financial management, etc. A type of bank card has only partial functions and payment limits, so it is impossible to access cash. The second type of card can handle deposits, purchase financial products such as investment and wealth management products, restrict consumption and payment, and restrict transfer to unbound accounts. After confirmation by the bank counter, self-service equipment and bank staff, the second-class card can also be used for cash deposit and withdrawal and fund transfer of unbound accounts.