Why do people send credit card text messages to my mobile phone number?

Maybe someone else's mobile phone number bound by the credit card is wrong, but your mobile phone number is bound, or there is something wrong with the bank system. You can call the bank credit card customer service to apply for canceling the SMS reminder service.

Bank customer service staff said that because customers usually fill in or enter their mobile phone numbers when handling the binding, the bank could not verify them on the spot. Once a customer makes a clerical error, it is easy to make a binding error. As for the cause of the binding error, the staff explained, "It may be that the customer bound the bank card with this mobile phone number and did not release it in time. After others buy this mobile phone number, they will receive other people's account information. This may indeed happen, and there are relevant provisions in the service agreement. " If Party A (customer) fails to inform Party B (bank) in time because the mobile phone number filled in by Party A (customer) is incorrect or Party A's mobile phone number is changed, and the third party is affected or raises an objection, Party B has the right to terminate the service under this agreement. "

Advantages of bank card binding mobile phone number:

First, you can know the amount in your bank card anytime and anywhere when the bank card balance changes (withdraw money to make money).

The second is some additional functions of the bank, such as activity notification or bank information reminder.

Third, remittance can also be directly sent to you with your mobile phone number, and others don't need to know your bank card number.

Fourth, tools such as online banking or payment software that we often use at present require bank cards to reserve SMS verification code of mobile phone number when opening or binding bank cards. If you don't have this thing, you can't verify it and you can't use it.

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. Judging from the contract signed between the bank and the customer, the bank requires the customer to replace the original magnetic stripe card with a chip card, which is a unilateral change to the original contract. We should reach an agreement with consumers to minimize the adverse effects on consumers. The bank's card changing behavior will cause many inconveniences to consumers, such as time-consuming and laborious, and the original binding transaction needs to be readjusted due to the change of card number. In line with the principle of customer first, banks try to upgrade by changing cards instead of numbers.