Xiaoxiang Youpin mobile phone is in stock, will there be a return call?

Little Elephant Premium will call the emergency contact number if the item is overdue for two days. The overdue interest rate rollover on online loan platforms exceeds the scope stipulated by national law: the interest (various fees + overdue interest) divided by the principal is daily, multiplied by 365, exceeding the 36% annual interest rate stipulated by the state. Online lending platforms are not allowed to induce borrowers to take out new loans to repay overdue debts. The "Notice on Regulating and Rectifying the "Cash Loan" Business" clearly stipulates that all types of institutions or entrusted third-party institutions are not allowed to collect loans through violence, intimidation, insult, slander, harassment, etc. All types of institutions should strengthen the security protection of customer information, and are not allowed to steal or abuse customer private information in the name of "big data", and are not allowed to illegally trade or leak customer information.

1. The "Self-Discipline Convention on Collections" stipulates that practitioners should effectively protect the privacy of creditors, debtors and related parties, and shall not illegally disclose personal information, or use illegal means or obtain personal information through illegal channels. After the expiration date, the contacts in the address book will be destroyed and personal information will be leaked. Harassing the borrower's family and friends seriously affects the daily life of the borrower, relatives and friends. Verbally threatening others to repay loans.

2. Beijing Shiyuan Technology Co., Ltd. is owned by Little Elephant Premium. Its business includes technology development and services, software development and design, advertising, etc. It does not include financial services such as small loans. . The company is not qualified to lend money. The platform announced through the media on January 30, 2019 that it had opened a third-party lending supermarket business but has been removed from the shelves

3. Infringement of personal privacy and reputation rights when collecting payment, Randomly leak and disseminate the personal information and loan amount filled in when applying for a loan, use illegal means to obtain the address book in the borrower's mobile phone, call the phone number in the address book and send text messages without my consent.

4. The "Convention on Self-Discipline in Collections" stipulates that collection personnel should carry out debt collection activities at appropriate times and are not allowed to harass debtors and other personnel with frequent calls. Make calls to borrowers and emergency contacts from 8 a.m. to 9 p.m., and no more than three calls a day. Do not use illegal Internet calls to constantly change landline and mobile phone numbers to harass the borrower's relatives.