Where is the cash withdrawal function of Jingdong Baitiao?

How to withdraw cash from Jingdong Baitiao

Jingdong Baitiao has the function of withdrawing cash, which is equivalent to a loan. Enter Jingdong Finance APP, click Baitiao-Baidiao Amount-Baidiao Cash Withdrawal or click Me-My Baitiao - Withdraw cash from Baitiao; on JD.com APP, click My - Baitiao - Withdraw Cash. If there is a Baitiao cash withdrawal entrance, you can see it on the Baitiao amount (XXX yuan can be withdrawn). Click to enter and you will see the "Baidiao Cash Withdrawal Entrance".

If Baitiao cash withdrawal fails, it may be due to the following reasons:

1. The Baitiao quota is not enough. Maybe the JD Baitiao limit is too low or 80% of the limit has been occupied, so it is very likely that you cannot withdraw cash. It is recommended to increase the Baitiao limit or restore part of the limit before trying again.

2. Poor credit qualifications. Jingdong Baitiao is not applicable for a long time (low demand), often late repayments (poor integrity), and not active enough (rarely buys things, has incomplete personal information, and never involves financial investment). These reasons may lead to the inability to withdraw cash.

3. The scope of internal testing is small. Currently, officials show that the service is only available to some users, and more users are opening it up. This means that only high-quality customers have the permission to activate in advance, and most users will not be able to see this for the time being. Can Jingdong Baitiao be withdrawn?

Jingdong Baitiao can be borrowed. In fact, you only need to withdraw cash from Jingdong Baitiao. Jingdong Baitiao withdrawal is a new benefit currently launched by JD Finance for users of the Baitiao billing system. Based on the billing system user's Baitiao quota, the system will evaluate the highest Baitiao cash withdrawal amount. Users can withdraw the Baitiao cash withdrawal limit to the account's own savings card. After withdrawing the cash, interest will be calculated on a daily basis and included in the Baitiao bill. Currently, cash withdrawals are only available to some users, and more users are still opening up.

JD Baitiao cash withdrawal methods: 1. JD Finance APP: You must first log in to the JD Finance APP, then click "Baidiao" in the APP, select "Baidiao Amount", and then click "Baidiao Cash Withdrawal" . You can also click "Me" in the APP to enter your personal homepage, then click "My Baitiao" on your personal homepage, and then click "Withdraw Cash from Baitiao". 2. Jingdong APP: Many friends may not have downloaded the Jingdong Financial APP. In fact, you can also operate it by logging in to the Jingdong APP. The operation method is also very simple. Click "My" on the APP to enter the personal homepage, and then click "Baidiao" on the personal homepage. , and then click "Withdraw Cash". How to withdraw IOU from JD Finance

Click on Credit - IOU to withdraw cash. To withdraw the IOU amount from JD Finance, the method is very simple. First open JD Finance - click on Credit - click on IOU to withdraw cash - enter Cash withdrawal amount—Click to withdraw cash immediately. Select to agree to the agreement and continue, enter the SMS verification code, and finally click OK. Note: Jingdong Financial IOUs generally cannot be withdrawn and can only be used for consumption. Only a small number of user accounts have the function of withdrawing cash.