Can the loan from Lanzhou Bank be successful?

Xiaohua Wallet Lanzhou Bank loans are generally successful. After the application is approved, the loan will be released on the same day or the next day, but there is a certain time difference between the loan and the transfer, and it will take some time for the transfer to reach the account. If you want to borrow money, you'd better go to the formal platform to borrow money to avoid unnecessary trouble.

First, the relevant situation of Xiaohua wallet

Xiaohua wallet is an internet wallet created by Xiaohua Internet Financial Information Service Co., Ltd. for young people, which can provide cash loans, credit card repayment, installment shopping and so on. Using biometric technology, we will increase the fast approval mode of data credit rating, and create an online loan experience of free application, fast approval, fast lending and fast repayment. However, on July 24, 2020, the Ministry of Industry and Information Technology announced the list of apps that infringed on users' rights and interests, and Xiaohua Wallet also infringed on users' rights and interests. At present, Xiaohua wallet has entered the central bank's credit information system, which shows that Xiaohua wallet is formal and legal. But if you don't have the ability, don't borrow it casually.

Second, how to prepay the small flower wallet?

As shown below: 1. Open the Xiaohua wallet APP first, 2. Enter the account and password, and then click Login, 3. Click "I want to repay" on the left side of the page to repay, 4. Check the sum of the same number carefully and click settle in advance. 5. The prepayment service of Xiaohua Wallet only settles the remaining unpaid part of the whole loan at one time, so be sure to pay attention when choosing prepayment. It should be noted that before borrowing money, you should know exactly when your repayment date is, so as not to be forced to overdue. If you want to pay in advance, you can do it yourself. As far as Xiaohua wallet is concerned, its repayment date is the first loan, and the repayment date is relatively fixed. And profits and capital are clear.

To sum up, the interest of small online lending platforms is relatively high. If you can't afford it, don't lend on these platforms. If you go to the formal platform for loans, the interest will be lower and the procedures will be more normal. If you pay off within the time limit, it will not affect your credit information. If you really have no money, you can borrow some from your relatives and friends, as long as you pay it off.