Has the lending platform closed down?

The lending platform closed down. Although the platform closed down, it continued to deduct money. The system can't pass and I don't know when it will expire. Also use other platforms to send text messages to inform repayment. Everyone has to go to a formal lending platform for loans. For example, Ant Financial Loan and Online Business Loan; Micro-loans, micro-enterprise loans and micro-car loans of Weizhong Bank; Bank loan products such as Zhaolian Financial Good Loan, China Construction Bank Fast Loan and Agricultural Bank Online Loan.

First, the suggestion that online loans cannot be used yet.

1. Just don't take the initiative to apply for extension. I won't force you to die too hard. At least this attitude is correct. 2. Borrow money from relatives and friends, pay back the online loan first, and then pay back the relatives and friends, so there is no overdue fee. Much better. 3. Improve your earning skills. If you improve your earning skills, you can pay off your debts bit by bit. Last but not least. We must develop good financial habits. The fundamental reason for the large amount of arrears lies in the failure to develop good financial habits. As long as you have good financial habits, even if you earn less, you will not be in debt.

Second, the information needed for online lending.

1. The guarantor agrees to provide the written documents required by the borrower to obtain the guaranteed amount. 2. Credit certification materials of the guarantor. 3. Collateral appraisal report issued by the appraisal department recognized by the society. 4. Patient files specified by China Construction Bank. 5. Original and photocopy of the borrower's valid identity certificate. 6. Local permanent residency or valid residence identity certificate. 7. The borrower shall issue the income certificate issued by the employer, the borrower's tax return and insurance policy.

To sum up, online lending is risky because the interest rate is relatively high. Payment is not easy. If you don't pay it back, it will affect your personal credit, and there will be collections to blow up your address book and various means to urge you to repay the loan. Therefore, if you borrow money, it is recommended to repay the loan as soon as possible, or work for yourself to make money to pay off the debt. Don't support loans with loans, or you will get deeper and deeper.