Someone else sent me a short message reminding me of ICBC transfer.

This is called messenger service. After the account balance changes, you will be sent a text message, and the other party will send a text message to the payee as soon as the transfer is made. This can only be achieved by checking this option through electronic bank remittance, but the payer 0.3 yuan courier fee will be charged. Many customers will not check this option when remitting money. Your concern is understandable. You can ask the other party to send you a photo of the payment voucher. You can judge whether the other party has paid according to the payment voucher, mainly depending on whether there is anything on the receipt that arrives within 24 hours. If so, even if it is remitted, the payer can cancel it. Just transfer money at the ATM for 24 hours, unless it is a cash deposit.