No loans. Why did you receive a text message saying it was overdue?

If you receive a text message without a loan, the first thing to do is to identify the authenticity of the text message. Secondly, users should think about whether they have borrowed it for a long time and forgotten it. If not, it is most likely the following three situations:

1, loan fraud: Many fraud gangs will use the borrower's information to send loans overdue's short message, which will contain the phone number and contact information; If the user does not have a loan, don't call or click on the link to avoid being cheated;

2. Change the mobile phone number: the mobile phone number used by the user was used by the previous lender, but the mobile phone number was not changed in time after the change, and the lender will still send a loan message to this number;

3. Verify the information: If the user's name is mentioned in the short message, the user can check where the loan is made through the personal credit report, or check the bank flow if there is no credit report. If not, don't worry;