Will emergency contacts who borrow money receive text messages?

Legal analysis: when borrowing money, you will not send text messages or call emergency contacts. However, if you are in loans overdue, you will send a text message or call an emergency contact.

Legal basis: Several Opinions on Handling Lending Cases by People's Courts Article 6 The interest rate of private lending may be appropriately higher than the bank's interest rate, but the maximum interest rate shall not exceed four times that of similar bank loans (including the principal interest rate).

Article 574 of the Civil Code of People's Republic of China (PRC) * * * If the loan period is less than one year, it shall be repaid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; If the remaining term is less than one year, it will be repaid together with the loan.