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How to pay in advance by installment with China Merchants Bank credit card?

When the credit card needs to be repaid in advance by installments, you need to call the bank customer service hotline to apply manually. Only after the application for prepayment is passed can the prepayment be made in one lump sum, but the cardholder applies; Credit card fees charged after advance payment will not be refunded. After the cardholder repays in installments, the credit card repayment amount will be automatically restored, and the cardholder's credit card available limit will be restored to the original limit.

From June 5438 to February 3, 2002, China Merchants Bank officially issued the first international standard dual-currency credit card in China, which opened a new era of credit card consumption in China. After more than ten years' struggle and growth, China Merchants Bank Credit Card has formed three visions of "being the best payment experience provider in China, the best consumer finance expert in China and the leading diversified marketing platform in China" and won many honors.

Adhering to China Merchants Bank's business philosophy of "changing with you", China Merchants Bank's credit card has continuously refreshed the cardholder experience with product innovation and service upgrade, and has become a leading brand in the credit card industry.

In recent years, China Merchants Bank's credit cards actively seek digital transformation, forge ahead, take the lead in building financial internet, and create a scientific and technological legend in the domestic credit card industry.

Product introduction:

First choice for graduation:

China Merchants Bank Youth Card (Youth Edition): a phenomenal product for young people (non-students) under the age of 30, and it is still the first choice for college students' credit cards after graduation. YOUNG card has accompanied countless young people in their youthful struggles, and has been the favorite credit card of "Double 1 1" users for three consecutive years.

China Merchants Bank Constellation Guardian Credit Card: Constellation Guardian Credit Card has a profound, high-value and almost artistic card design, which is a benchmark for China Merchants Bank Credit Card to open the second half of the credit card and rethink the connection mode with young users. Less than a year after listing, the number of cards issued has exceeded one million.

Fans only:

HelloKitty Fan Card of China Merchants Bank: Since 2006, China Merchants Bank Credit Card has started the "lovely journey" of Hello Kitty Fan Card, and has successively launched many lovely card faces, such as in the mood for love card, cardamom card and Tang suit greeting card. It is very suitable for the personality and aesthetics of contemporary young women, bringing more choices to female cardholders and becoming a landmark product of China Merchants Bank's credit card.

Cherry Maruko Fan Card of China Merchants Bank: In 2009, China Merchants Bank launched the Cherry Maruko Fan Credit Card, which used financial products as a platform to gather various ethnic groups with similar life concepts and hobbies for emotional marketing and precision marketing. 20 18 China merchants bank launched two credit cards for Qvanxian Zhang sakura maruko fans-sakura maruko fireworks card and sakura maruko flower season card to meet the differentiated needs of young fans.

China Merchants Bank Navigator Credit Card: China Merchants Bank One Piece Navigator Credit Card (also known as One Piece Credit Card) is a fan credit card product jointly issued by China Merchants Bank and Japan Toyo Animation. It aims to combine the major IP and brands that young people like to launch customized products and exclusive benefits to meet the emotional and consumer needs of young customers.