Why is there no SMS reminder for bank card deduction?

There is no SMS reminder for bank card deduction mainly because the cardholder has not opened the SMS notification service of the bank, so the bank will not remind the cardholder of the changes in the bank card account funds through SMS. But in fact, if the cardholder has opened the mobile banking service, he can check the details of bank card funds through mobile banking. Of course, you can also bring your ID card, bank card and reserved mobile phone number to the bank to open SMS reminder service, which is generally charged monthly.

First, the bank card SMS reminder service can be opened in the following three ways:

1. Call the customer service phone of the issuing bank directly, and after completing the identity verification, apply for opening the SMS reminder service of the bank card through the manual service;

2. Bring a valid personal ID card and bank card and open a SMS reminder at the counter of any card-issuing bank outlet;

3. It can be opened on the self-service terminal provided by the bank. You need to insert a card and verify your identity.

In addition, mobile banking and online banking of some banks (such as Industrial and Commercial Bank of China) also provide SMS reminder service.

Second, the benefits of opening SMS reminders: once the account changes abnormally, it can be found at the first time.

1. Keep abreast of the bank card balance.

As long as SMS reminder is activated on your bank card, current deposit, withdrawal, transfer and deposit will be sent to your mobile phone by SMS as soon as possible.

It can be said that the current balance of your bank card is under your real-time control.

Once there is unknown consumption expenditure, it may mean that your bank card has been stolen. You can call to report the loss of your bank card at the first time to minimize the loss.

2. Prevent brush theft

Nowadays, many people have a misunderstanding that bank cards need passwords to withdraw money and transfer money. As long as others don't know the password, even if they get their own bank card, there is no way.

This idea is all wet.

Basically, most UnionPay cards have a function, which is called small confidential exemption.

What do you mean?

That is to say, when spending by credit card, as long as the amount is less than 200, you don't need to enter a password, and you can automatically deduct the money by putting the bank card directly on the POSS machine.

This was originally for the convenience of cardholders, but it also brought some hidden dangers.

Your bank card was found by someone else, and you didn't go to the bank to report the loss in time. Because there is a small secret-free function, you can swipe the amount of 199, and the daily limit is less than 2000.

If you don't turn on the SMS reminder, you have no idea what happened.

If you are busy, delay the loss reporting of the bank card for a few days. Brush two thousand dollars a day, one week, and more than ten thousand dollars are gone.

If SMS reminder is enabled, you will find it when you brush the first money. Then call to report the loss immediately, and the possible loss will be several hundred dollars.