Repayment date of CCB mortgage

The mortgage deduction of CCB begins at 0: 00 on the repayment date, and the deduction time is uncertain. If the first deduction fails, the second deduction is initiated on the same day, and the latest deduction time is before 24: 00 on the repayment date. If the automatic deduction fails for the first time, please pay attention to ensure that there is enough money in the repayment bank card to avoid the deduction failure due to insufficient repayment amount.

In order to avoid the failure of deduction, customers need to deposit this month's mortgage amount into the repayment bank card 2-3 days before the repayment date. If the repayment date falls on a holiday, the automatic deduction may be delayed, but as long as the amount is sufficient, the deduction will generally not fail.

Query method:

1, network query. Visit the website of CCB and log in to "Personal Online Banking". The inquiry contents include loan information, accounting information, repayment date, etc.

2. Mobile banking inquiry. Use the mobile browser to visit wap.ccb.com, or use the mobile banking client of CCB (currently supporting IOS and Android operating systems), and the query contents include loan information, accounting information, repayment date, etc.

3. SMS query. Edit the short message "4 digits after 3 1 1 # card number" with the mobile phone registered by CCB-CCB and send it to 95533 to inquire about the repayment amount and due repayment date.

4. Network query. Check the accounting information manually at the counter of outlets or through self-service equipment (ATM, ATM, cash deposit and withdrawal machine, etc.). ), including loan information, accounting information, repayment date, etc. , outlets can also query transaction details.

5. Telephone inquiry. Call the exchange service hotline of China Construction Bank, and you can inquire automatically or manually according to the voice prompts. The inquiry contents include loan information, accounting information, repayment date, etc.

Matters needing attention in mortgage repayment of CCB:

1. The repayment date of mortgage is not uniform throughout the country. The repayment date is the day before you sign the contract. (Due to the date of the contract, batch deductions started in the morning), such as the contract signed on June 65438+ 10/0. Just deposit it on or before the 9th of each month.

2. Pay attention to the requirement of early repayment in the house purchase loan contract.

3. It is necessary to consult the loan bank in advance about the application time and minimum repayment amount of the loan and other materials that need to be prepared.

According to the requirements of the bank, you should personally apply to the relevant departments for early repayment. Generally, banks will ask customers to fill out an application form for prepayment.

Bankers pointed out that in the process of repaying the mortgage in advance, customers should pay special attention to bring their ID cards and loan cards. I usually have to repay the loan in advance, so I should pay special attention to it.

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