Gitzo company sent a notice of hearing, and the court will open at three o'clock this afternoon.

The notice of hearing was sent by the court in the form of express mail, and it can be seen from the form of receipt that it is false.

Legal obligations that the contract representative must perform. Once the contract is signed, it means that both parties confirm and agree to undertake the contents stipulated in the contract. If the customer's repayment is overdue, the collection department will call or SMS to remind him, and even ask the customer to fulfill the repayment obligation through legal procedures. In addition, Gitzo Consumer Finance Co., Ltd. has been granted access to the personal credit information system of the People's Bank of China.

If you do have loans overdue behavior and Gitzo sends you a text message saying that you are being sued, it is probably true. If you don't have overdue loans yourself, then this is a scam message. Personal suggestion: I suggest that you must recognize all kinds of loan forms in your life, especially loan software like Gitzo, which has high interest. Generally, you need to pay about 20% interest. If it is overdue, the interest will be higher. If you need a loan, you can take the relevant documents and go directly to the local bank for consultation. Generally speaking, the interest of bank consumer loans is around 10%, which is very friendly to ordinary people.

The essence of internet finance still belongs to finance, and it has not changed the characteristics of financial risks such as concealment, contagiousness, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and a new format. It is necessary to formulate a moderately loose regulatory policy to leave room and space for Internet financial innovation.

I. Provisions on the Loan Agreement Article 10 of Several Opinions of the Supreme People's Court on Handling Loan Cases by People's Courts: A loan relationship formed by one party against its true meaning by means of fraud or coercion or taking advantage of a person's danger shall be deemed invalid. Article 11 of the Supreme People's Court's Opinions on People's Courts Handling Lending Cases: Lenders know that borrowers borrow money for illegal activities, and their lending relationship is not protected.

Two. Article 198 of the Contract Law stipulates that when a loan contract is concluded, the lender may require the borrower to provide a guarantee. The guarantee shall comply with the provisions of the Guarantee Law of People's Republic of China (PRC). Article 13 of the Supreme People's Court's Opinions on People's Courts Handling Loan Cases: In the loan relationship, the person who only plays the role of contact and introduction does not assume the guarantee responsibility. If there is a real intention to guarantee the performance of the debt, it shall be recognized as a guarantor and bear the guarantee responsibility. Article 2 1 1 of the Contract Law: "If there is no agreement or unclear agreement on the payment of interest in the loan contract between natural persons, it shall be deemed as non-payment. If the loan contract between natural persons stipulates the payment of interest, the loan interest rate shall not violate the relevant provisions of the state on limiting the loan interest rate. "

3. Article 6 of the Supreme People's Court's Opinions on People's Courts Handling Lending Cases: "The interest rate of private lending can be appropriately higher than that of banks, and the local people's courts can specifically grasp it according to the actual situation in the region, but the maximum interest rate shall not exceed four times (including interest rate) of similar loans from banks. Beyond this limit, the excess interest will not be protected. " Chapter 23 "Intermediary Contract" of the Contract Law clearly stipulates that an intermediary can provide intermediary services concluded in a loan contract and collect corresponding remuneration from the principal according to law. Therefore, the existence of loan service institutions and the collection of service fees are in line with the law and protected by law.