What does it mean that the SMS prompts that the data is out of date?

The certificate is valid, but you received an overdue reminder message from ICBC, because the certificate you made an appointment with the bank at that time has expired. For example, on 20 13, you got a card with an expired ID card on 20 18, and then you got a new ID card on 20 18, but you never went to the bank to renew it. Therefore, your hand-held ID card has not expired, and the certificate information reserved in the bank has expired and needs to be updated.

What about expired bank cards?

After the certificate expires, the individual should reissue a new valid certificate in time, and then I can change the account opening certificate information at the bank outlet with my valid identity certificate, the certificate of identity change issued by the issuing authority and all the accounts in my name.

It should be noted that:

1. If the old and new ID cards can prove to be the same person or the ID number has been normally upgraded from 15 to 18, there is no need to change the certificate.

When the certificate expires, you can update it with a new certificate. Besides. You can also update your certificate through smart teller machines and mobile banking.

3. Please refer to the operation page of outlets or self-service channels for specific provisions.

: Can I withdraw money when my ID card expires?

If the ID card expires, the bank card can still withdraw money, but for a short time. If you don't apply for a new ID card after your ID card expires, the bank will generally close the non-counter business function of your bank card in about three or six months to avoid risks. The reason why the bank card can withdraw money in a short time when the ID card expires is because it doesn't need an ID card to withdraw money. You can withdraw money directly by inserting the bank card into the ATM. However, if you handle other bank card business that requires an ID card, you can't handle it after the ID card expires.

Therefore, the expiration of the ID card will have a certain impact on the use of the bank card, so when the ID card is about to expire, it is necessary to apply for a new ID card in time and update the ID card information.