Being reminded by the bank that the card is not standardized.

Prompted by the bank that the credit card is not standardized, the main reasons are:

1, the credit card limit is too large, and the bank is worried about the risk of stealing;

2. If there is any violation, the current situation will be detected by the bank's risk control;

3, abnormal trading scenarios, such as trading hours are often in the evening non-business hours and so on. After receiving a similar reminder message, users can directly contact the customer service of the card-issuing bank to explain the situation or provide proof as required. If the verification is true, there will generally be no negative impact.

1, if the bank reminds us to standardize the use of the card, it means that the customer is not using the card very well, and it is estimated that there is bad card use behavior in the near future. Therefore, it is natural for customers to make good use of their own cards, spend reasonably and repay on time within the prescribed repayment period to avoid overdue situations. Pay attention when using the card. It's best to swipe your card in a big store, not a small one, because if the POS machine is not regular, it is likely to jump the code, which will further increase the risk of the account and the bank is likely to control the risk.

2. There is also the suspicion of cashing out, such as swiping the card at the same POS machine of the same merchant all the time, swiping the card during the normal business hours of non-merchants such as midnight and early morning, and often swiping a large amount. Such risky operations should also be avoided. When the customer repays, it is best to pay off in full, not always the minimum repayment amount. After a large amount of consumption, you can properly handle the staging (but not frequently), and the staging time should not be too long. Generally divided into 3 to 6 periods.

3. The bank sends a text message to inform the user that the card is not standardized. At this time, if the card can still be used normally, then the card can be used as long as it meets the regulations. After the user received the SMS prompt, the card was controlled by the wind and could not be used normally. At this point, the user should take the initiative to contact the manual customer service of the issuing bank and ask the manual customer service to release the risk control. In fact, if the user's card is not standardized, it is generally suspected of cashing out. As long as it is proved that the transaction has not been cashed out, then the risk control can be lifted.