Is the Postal Gold Card permanent?

It is permanent. According to the regulations of Postal Bank, the Postal Bank debit card gold card is always valid unless the card held by the cardholder has been damaged, even if the damaged user reissues it, it is still valid. The Postal Bank Gold Credit Card is not permanent. Generally, the validity period of a Gold Credit Card is 3 years, and it cannot be used after expiration.

1. Postal Gold Card:

In addition to revolving credit, consumption installments, cash advance, optional password, and other services, the Postal Savings Credit Card Gold Card also has air ticket and hotel reservations. , supplementary card limit adjustment, 48-hour card loss protection, free transaction reminders, high-limit cash advance, double birthday points, exciting gift redemption and many other special services. It is a real credit card that meets international standards and allows cardholders to enjoy Enjoy the convenience and benefits of "swipe your card first to spend and then pay later" at home and abroad, and use your card worry-free anytime, anywhere.

2. Special functions

1. When a transaction occurs in your account, you will receive free transaction SMS reminders from Postal Savings Bank.

2. 50% cash advance ratio - Gold card holders can enjoy up to 50% cash advance ratio.

3. Exclusive gift redemption--Postal Savings Bank of China provides exclusive gold card gift redemption for gold card holders. The gifts are high-end, diverse, exquisite and practical.

4. Double points on birthdays - 1 point for 1 yuan, valid forever, double points on your birthday.

5. Exclusive VIP service - Postal Savings Credit Card Gold Card cardholders can enjoy priority queuing service when handling business at the Postal Savings Bank customer service hotline.

6. Contingency limit adjustment--when a customer has an emergency limit requirement and meets the conditions for temporary limit adjustment by Postal Savings Bank, the temporary limit adjustment can be achieved within 24 hours.

7. Supplementary card limit control - you can freely set the credit limit for the supplementary card. You can share the limit with the main card, or set it according to a certain proportion or amount of the main card's credit limit. Supplementary card limit.

3. Postal Gold Card fees include:

1. Over-limit fee 5% of the over-limit amount, minimum 5 yuan, maximum 200 yuan;

2 , the late payment fee is 5% of the minimum unpaid amount, with a minimum of 10 yuan;

3. The peer cash withdrawal fee is 1% of the transaction amount, with a minimum of 10 yuan;

4. Inter-bank The cash withdrawal handling fee is 1% of the transaction amount, with a minimum of 10 yuan, and an additional handling fee of 2 yuan;

5. The handling fee for overpayment by peers is 0.5% of the transaction amount, with a minimum of 10 yuan;

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6. Inter-bank overpayment reimbursement fee is 0.5% of the transaction amount, with a minimum of 10 yuan, and an additional 2 yuan handling fee;

7. Cost of card replacement for damaged or degaussed cards 20 yuan/card;

8. Express fee (optional) 20 yuan/time;

9. The handling fee for re-sending statements is free within 3 months, and beyond 3 months. 5 yuan/serving.