Is it true that New Er Fu borrowed money and sent text messages to freeze bank cards?

Fake. Because Xinfu is only a lending institution, it has no right to freeze bank cards, which is a civil dispute and only has the right to sue in court. The freezing of bank cards will only be enforced by the creditors, and the court will apply to the bank for freezing. There is also the bank card suspected of fraud, and the public security organ has the right to freeze it. Nothing else has the right to freeze.