I'm going to apply for a credit card from Zhang Zhongxin Bank. I would like to ask you if the credit card withdrawal of CITIC Bank is fast?

At present, it also holds the credit card of CITIC Bank, which is also one of the few credit cards with fast withdrawal speed and fixed amount exceeding 65,438+10,000. CITIC Bank has a serious polarization with cardholders. Whatever you can raise will be raised no matter how you brush it. Sometimes you can't raise the same card if you can't. CITIC Bank is not overly sensitive to the amount, and it can be used for both large and small amounts. General and entertainment business, it is no problem to spend more money.

In order to make the credit card withdraw cash normally, the most basic and key element is to repay the bill on time, keep a good repayment record and not overdue. No bank likes the phenomenon that its cardholders are overdue in repayment. Frequent overdue will not only affect the withdrawal application of CITIC Credit Card, but also affect our handling of credit business of other banks.

The simplest way for CITIC Bank to raise the amount is to apply for cash and dream-fulfilling money from New Express. New Express will settle the cash or dream money in advance at the end of the installment, and generally will take the initiative to raise a fixed amount next month. If you want to withdraw the credit card of CITIC Bank quickly, you need to keep your credit information well.

It is suggested that CITIC Credit Card should be used as much as possible in daily life to generate consumption in various scenarios and increase the number and types of consumption in each billing month. Especially through the APP of CITIC Credit Card, it is most helpful to generate consumption in the internal shopping mall of the bank. If our spending power is average and the amount of each bill is less than 10% of the total credit card, it will be difficult for the bank to give us a line. When using CITIC Credit Card at ordinary times, try to keep the bill amount of each period above 60% of the total credit card amount, which will make the bank think that we have certain spending power, and then increase the quota for us.

About China CITIC Bank

CITIC Bank, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing. The major shareholder is China CITIC Company Limited.

By the end of 2002 1, CITIC Bank had1and 4 10 business outlets in 53 large and medium-sized cities nationwide, and CITIC International Financial Holdings Co., Ltd., Yin Xin (Hong Kong) Investment Co., Ltd., CITIC Financial Leasing Co., Ltd., CITIC baixin bank Co., Ltd. and CITIC Financial Services Co., Ltd.