Is it true that CITIC Bank sent me a text message saying that it would go to the household registration to collect credit card arrears?

Overdue mainly depends on the amount and time. If the amount is large, it will not be bad for more than 3 months, but if it is more than half a year. Attitude will not be very good, explain the reasons, discuss how to repay, basically there will be no big problem. If you don't answer the phone for more than 6 months and the amount is large, it will cause malicious arrears. There will be all kinds of text messages and all kinds of phone calls. Basically, the collection departments are all in first-and second-tier cities. Don't even think about it if you owe ten or two hundred thousand. I will definitely come to you!