How to deal with the bank withholding water charges?

The process of handling water fee withholding business in the bank is as follows:

1. The customer needs to bring his ID card, bank passbook (card) and user number to the corresponding bank, and after signing an agreement with the bank to withhold the electricity fee, the electricity fee will be withheld and remitted through the bank. The same is true for changing the bank account number or canceling the withholding agreement.

2. Discounted (card) customers of ICBC, Commercial Bank and Bank of Communications can also bring their ID card, original and photocopy of bank passbook (card) to the power supply business hall to handle the business of bank withholding electricity fee.

Individuals need to apply for bank withholding:

1. The individual insured holds his/her ID card and UnionPay card (ID card and the client's bank card are required when entrusting), and goes to the business hall of the Social Security Bureau to fill in the application form for withholding and remitting the social insurance premium of the individual insured by the entrusting bank.

2. The window staff of the Municipal Social Security Bureau put forward audit opinions according to their own application.

3. If the conditions for bank withholding are met, the insured shall hold the application form to the designated withholding bank and sign a withholding agreement.

4. Pay the annual withholding fee, and the bank will notify the insured by SMS. The insured shall deposit the money into the bank card at the time agreed in the agreement. After successful bank withholding, you can print the withholding invoice at the personal collection window of the Municipal Social Security Bureau with your ID card.

5. If you need to change the information such as payment insurance, grade, deduction account or termination of payment, the insured can hold the ID card and the original agreement to the business hall of the Municipal Social Security Bureau to re-fill in the payment declaration form.

To sum up, the advantage of bank withholding water fee is convenient and quick, which can avoid the delay caused by forgetting to pay the fee and reduce the time cost of queuing to pay the fee. At the same time, it can also avoid the risk of cash payment. However, there are also risks of security and privacy protection in bank withholding, which may lead to the failure of withholding fees due to bank account problems or the error of withholding fees due to banking system problems. In addition, bank withholding may also lead to the problem of insufficient funds. Therefore, when choosing to use the bank to withhold water charges, we need to weigh the pros and cons and treat them with caution.

Legal basis:

Notice of State Taxation Administration of The People's Republic of China, Ministry of Finance and People's Bank of China on Further Strengthening the Management of Withholding and Remitting Fees.

second

The tax authorities shall not require units and individuals that have no obligation to withhold and collect taxes as stipulated by laws and administrative regulations to fulfill their obligation to withhold and collect taxes.

People's Republic of China (PRC) Civil Code

Article nine hundred and thirty-seven

A property service contract is a contract in which the property service provider provides the owner with property services such as the maintenance of the building and its ancillary facilities, the management and maintenance of environmental sanitation and related order, and the owner pays the property fee. Property service providers include property service enterprises and other managers.

Article 944

The owner shall pay the property fee to the property service provider as agreed. If the property service provider has provided services in accordance with the agreement and relevant regulations, the owner shall not refuse to pay the property fee on the grounds that he has not accepted or does not need to accept the relevant property services. If the owner fails to pay the property fee within the time limit in violation of the agreement, the property service provider may urge him to pay it within a reasonable period of time; If the payment is not made within a reasonable period, the property service provider may bring a lawsuit or apply for arbitration. The property service provider shall not stop power supply, water supply, heat supply and gas supply to demand payment of property fees.