How to repay Ping An Pratt & Whitney?

Ping An Pratt & Whitney repayment methods include wallet/bank savings card automatic repayment and personal manual repayment.

1, manual repayment

Open Huawei mate40 Android smartphone, and click Repay Now → Select the loan to be repaid → Select the repayment bank card → Enter the repayment amount → Click OK → A success prompt page appears to complete the active repayment.

2. Automatic repayment

The loan account (a wallet/savings card) you choose when you first use it is the default debit account. Please deposit enough money (not less than the current repayment amount) in this account before the monthly repayment due date, and we will make automatic repayment on the repayment due date.

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Consequences of overdue repayment by Ping An Pratt & Whitney

First, bear high overdue fees.

For overdue fees, different online lending platforms have different names and different charging standards. Whether it is called overdue penalty interest, overdue management or other various names, the charging standard is very high. Therefore, those who have the ability to repay on time should never be overdue.

Second, facing the crisis of national trust.

Now online lending platforms have established a blacklist system, and blacklist platforms have begun to communicate with each other. Borrowing on one platform is overdue, and it is very difficult to borrow on other platforms.

In addition, online lending platforms will publicize blacklists through their own online channels such as WeChat and Weibo, and even on the big screens of railway stations and airports. Let the people all over the country know that these "old lai" borrow money and don't pay it back! Of course, ordinary borrowers will not go so far except those who owe money maliciously.

Third, the People's Bank of China is tainted.

At present, most online lending platforms have not been connected to PBOC's credit information system, but it has become an inevitable trend to connect to PBOC's credit information system. In the future, if the online lending platform fails to repay the loan within the time limit, it will be recorded in the credit information system of the People's Bank of China, just like bank loans and credit cards that are overdue, causing credit stains. If the previous consequence is only losing face, then the stain of credit information will affect real life, and there is no way to borrow money if you want to buy a house, no way to mortgage if you want to buy a car, and so on.