How to repay the provident fund monthly or annually?

1. How to repay the provident fund on a monthly or annual basis? What is the procedure?

Application conditions for monthly hedging of housing provident fund: 1. The borrower's housing provident fund loan has been paid (or after repaying part of the principal in advance) and has been repaid for more than 1 month without overdue; 2. The housing provident fund of the applicant for hedging loan repayment is normally paid and has not been paid for more than 3 months (inclusive), and the sum of the balance of the provident fund is not less than 6 times of the monthly repayment amount. Processing flow: 1. The borrower holds the ID card to the loan bank to receive the approval form for hedging repayment, verify the relevant information of the loan and affix the bank seal. 2. Within 3 working days after the bank receives the form, it shall go to the provident fund management department that originally handled the loan formalities with the information. Materials provided (except the approval form, copies of other materials are required 1): 1. Loans normally paid by the borrower into the housing provident fund shall be hedged on a monthly basis: the bank-stamped hedging approval form, ID card, repayment card or passbook. (The borrower is present for handling) 2. Husband and wife * * * have the same loan and both husband and wife have paid the housing provident fund normally: the bank-stamped hedge approval form, ID cards of both parties, marriage certificate/household registration book, loan repayment card or passbook. (Both husband and wife are present to handle the loan) 3. The loan has been handled by the parents and children and the housing accumulation fund has been paid normally: the hedging approval form, ID card, household registration book, repayment card or passbook and repayment agreement stamped by the bank. (The borrower and * * * who handled the hedging repayment with the borrower were present. ) In order to ensure the normal monthly repayment of housing provident fund loans and prevent loans overdue, please pay attention to the following aspects: 1. If a monthly hedging repayment agreement is signed before 20th (excluding 20th), the borrower shall repay the loan of the current month in advance; If this agreement is signed after 20th (inclusive), the borrower shall deposit funds to repay the loans of the current month and next month. Second, the borrower should keep the repayment funds in the agreed repayment account for at least two months, so as to avoid the failure of monthly hedging repayment due to objective reasons such as late repayment funds, insufficient balance of provident fund and untimely payment or amortization. The borrower should know and pay attention to the payment of individual housing provident fund and loan repayment in time to prevent the occurrence of loans overdue. III. If the borrower agrees to change the repayment account, it shall go through the change formalities at the loan bank and the housing provident fund management center within 3 working days. Four. Special Note: During the monthly hedging repayment period, the loans overdue Housing Provident Fund Management Center in the second phase will automatically terminate the monthly hedging repayment agreement, and the borrower shall continue to repay the loan according to the loan contract, and the borrower shall be responsible for the overdue problems arising therefrom. Extended information: To apply for provident fund loan, you need to prepare (1) the Approval Form for Provident Fund Loan Application in triplicate, which will be filled in by the Provident Fund Management Center on site. (2) The original and three copies of the household registration book, ID card and marriage certificate of both parties to the transaction. (3) 3 originals of the legal and valid house transaction contract signed with the house owner (including the house owner); If the house transaction contract is not signed, 3 original written certificates of consent to the sale shall be provided. (4) The ownership certificate of the transaction house, that is, the original and three copies of the real estate license. (5) Prepaid house purchase bill, original deed tax payment certificate and 3 copies. (6) Where mortgage or pledge guarantee is involved, the original and three copies of the ownership certificate of the mortgage or pledge right, and three originals of the written certificate of the disposition owner's consent to mortgage (pledge) shall be provided. If the purchased house or other collateral is mortgaged, it is also necessary to provide 3 originals of the evaluation report on the transaction house or other collateral issued by the evaluation institution recognized by the lending institution. (7) In case of guarantee, three copies of the guarantor's guarantee ability certificate (including business license, financial statements for the last three years, qualification grade certificate, credit grade certificate, etc.). ) should be provided. Baidu encyclopedia-accumulation fund

Second, Huzhou Provident Fund will repay commercial loans on a monthly basis in 2022.

Huzhou Provident Fund can repay commercial loans on a monthly basis.

Provident funds can repay commercial loans on a monthly basis.

Monthly provident fund payment means that the bank automatically deducts some funds from the lender's provident fund account at a fixed time every month to repay the monthly mortgage repayment.

After applying for a housing loan, the lender can take relevant documents as a mortgage lender.

Only when the provident fund has been continuously paid for 6 months and the accumulated balance of the provident fund account is more than 12 times of the monthly mortgage repayment amount can the monthly mortgage payment be handled. Lenders are needed before the monthly provident fund loan service takes effect.

Third, how to handle the monthly hedging repayment of the provident fund?

Monthly mortgage payment business process: 1. Application Form for Withdrawing Housing Provident Fund Loan Repayment (in triplicate, to be filled out by Housing Provident Fund Management Center). 2. The original and photocopy of the loan contract. 3. Repayment schedule for the previous month1February issued by the bank (official seal of the bank is required). 4. The original purchase contract filed by the housing management department (the second-hand house provides the deed tax payment certificate or the original sales invoice of the real estate).

4. What's the process of repaying commercial loans to Jinan Provident Fund every month?

1. After registered in the provident fund center in official website, the paid employees apply for an appointment to repay the loan. According to the personal housing provident fund account information displayed in the system and the information of participating in housing provident fund loans, the depositor selects the loan to be repaid and determines the time and place for handling. The system sends the reservation number, processing time and place to the mobile phone number registered by the employee in the form of SMS.

2. Deposited employees should take the reservation number (No.2005, Shi Jing Road) to the housing provident fund service hall of the reserved provident fund withdrawal service outlet within the reservation time limit. 17 165; Working hours are 9:00- 17:00) and overpass extraction outlets (in Luo Ji Road 127 CCB Tianqiao Sub-branch; Working hours are from 9:00 to 12:00, 13:00 to 17:00) to handle the repayment of housing provident fund loans.

3. Employees can go directly to the above two extraction service outlets to handle the loan repayment business within working days.