What is the regular interest of Chengdu Rural Commercial Bank?

1. What is the regular interest of Chengdu Rural Commercial Bank?

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Half-year 3.080%

3.300% a year

2 years 4. 125%

3-year 4.675%

Five years later, 5.225%

The interest rate is higher than other banks!

Second, Chengdu Rural Commercial Bank's large deposit interest rate

1 interest rate is 1.65%, deposit interest rate, the ratio of interest amount to deposit amount in a certain period, also known as deposit interest rate. Benefit in a certain period of time

Three. Annual interest rate of rural commercial banks in 2023

In 2023, the deposit interest rate of rural commercial banks: demand 0.35%, lump-sum deposit and withdrawal: three months 1.7%, six months 1.95%, 2.20% for one year, 2.75% for two years, 3.25% for three years and 3.5% for five years. The economic level of different regions is different, even the interest rate of the same bank is different. The advantages of time deposit: First, you can choose a large deposit certificate. The essence of certificates of deposit is time deposit. The threshold for individuals to deposit large deposit certificates is usually 200,000 yuan. Compared with ordinary time deposits with the same term, certificates of deposit have higher interest rates. At present, some large deposit certificates also support online transfer. In addition, certificates of deposit are protected by deposit insurance and are relatively safe. If you have a lot of idle funds, you can consider a large deposit certificate. However, CDs are not readily available, and their circulation is limited. Second, choose the right deposit term Generally speaking, the longer the bank time deposit term, the higher the interest rate, but the 3-year and 5-year deposits are not necessarily. Whether it is ordinary bank time deposits or large deposit certificates, many banks have interest rate inversion, that is, the 5-year interest rate is not as high as the 3-year interest rate. In addition, the five-year deposit has a long term, and if you need to withdraw it in advance in case of emergency, you will lose interest. Even if certificates of deposit can be transferred online, they usually lose some interest. Therefore, when choosing 3-year or 5-year deposits, we must compare interest rates and consider the liquidity of funds. Third, choose banks with high interest rates. The deposit interest rate of each bank may be different. There are many types of banks in China, including state-owned banks, joint-stock banks, local banks and private banks. Generally speaking, the smaller the bank, the higher the deposit interest rate. So before you deposit, you can compare the deposit interest rates of several banks, and you can choose the bank with high interest rate. Fourth, although the interest rate of individual deposits is higher than that of demand deposits, their liquidity is also poor. If the user wants to withdraw the deposit funds in advance, the interest will be calculated according to the current interest. If the funds are deposited in time deposits with different maturities, when the users really meet the demand for funds, they generally only need to deposit once, which can reduce the liquidity risk.

4. What is the latest interest rate of Chengdu Rural Commercial Bank in 2023?

In 2023, the loan interest rate of Chengdu Rural Commercial Bank first fluctuated around 0-30% of the central bank's benchmark loan interest rate. Then, according to the loan applicant's personal credit status, loan purposes, repayment methods and other conditions to determine. Different loan products have different loan interest rates. Interest calculation methods will also be different.