What should I do if my bank card is stolen? These three steps may stop loss.

People in the banking industry told the Yangzi Evening News reporter that it is necessary to open a short message reminding service for bank card transactions and keep an eye on changes in funds at any time. When you receive a short message that is not my consumption, you should first call the bank customer service to verify whether there is a real transaction. If it is confirmed that it is a real transaction and it is not operated by me, I should immediately ask the bank customer service to freeze the credit card to prevent the loss from expanding. It is the most effective way to call the bank customer service to report the loss or operate the mobile banking at the first time.

Step 2 leave a certificate

Secondly, the cardholder should find the nearest ATM, complete a small deposit and withdrawal operation, print vouchers or prove in other ways that the bank card is not lost, and the transfer is not his own behavior. After the theft, the bank can retrieve your inquiry records and videos, which is enough to prove that you were not at the crime scene at the moment of the previous consumption, so that there is evidence to check.

Step 3 report the case

Finally, immediately report the case to the nearby police station and other public security organs, and keep the receipt or acceptance notice and other documents. After the police file a case, they will take the receipt issued by the police to the card issuing center for investigation. In addition, bankers suggest that in order to prevent bank cards from being stolen, cardholders should replace magnetic stripe cards with chip cards as soon as possible. As long as the magnetic stripe card is brushed on the device, it may leave key information for easy copying, while the chip card is not easy to copy. In addition, it is best for cardholders to apply for a limited bank card separately, binding all kinds of online payment and mobile payment, and limiting the consumption range of bank cards, such as limiting the use of bank cards abroad and online transactions. At the same time, set the trading quota to avoid large losses.