Credit card prompt failed to swipe SMS.

I can't get text messages by swiping my credit card.

There are several situations in which you can't receive a text message. First, the system docking problem, the docking between the banking system and the mobile phone card operator system is occasionally omitted, resulting in the failure of information transmission; Second, the credit card bank didn't give you a short message reminder of small consumption. At present, at least one-third of banks do not provide free SMS notification for consumption below 500 yuan, which must be paid by consumers, and 500 yuan and above are free; Third, the mobile phone you used does not match the mobile phone number reserved when applying for a credit card at that time.

You can also check whether the SMS can't be received due to mobile phone problems by the following methods:

1, check whether the mailbox is full. If it is full, please delete some information;

2. If you still can't get it after deleting it, I suggest you change the machine or card to see if it is caused by hardware;

3. Check whether it is intercepted by mobile phone interception software;

4. Check whether the cell phone signal is normal and try to test whether it can be received in other places.

Precautions for credit card use:

1. Choose the right credit card: be rational first. We are all adults. Don't do it just because you have a gift for credit cards. Don't use it when it's done, and don't return it tomorrow. Use your credit card well and choose it well. For example, if you are a perennial customer of a department store and this company happens to have a joint credit card with the bank, you can apply for this joint credit card. Generally, this kind of card, in addition to the general credit card function, can also be used as a member to spend points in this department store and get discounts. Business people and frequent fliers will get credit cards that can accumulate flights. Some cards can be discounted at designated merchants, meals can be cheaper, movies can be discounted, lawyer services, trailer services, golf club membership services and so on. There are many kinds of halls, so don't be greedy to choose some functions that are not commonly used according to your own needs.

2. Spend by credit card, and do what you can: The traditional financial management concept of China people is "living within our means". Although conservative, it is a good way to manage money for ordinary people. For example, if your monthly income is 4,000 yuan, and you have 2,500 yuan in addition to your daily expenses, then my suggestion is that you should save at least 40% (about 1000 yuan), and the rest 1500 yuan is your disposable income, so this 1500 yuan is the upper limit of credit card consumption that you should control every month. If you didn't swipe your card that month, you can consider raising the credit card limit to 3,000 yuan next month, but in that case, I still suggest that you lower your accumulated maximum limit by 20%, and the self-determined accumulated credit card limit should never exceed 80% of the maximum limit. This will not only ensure that you will not swipe your card or explode it, but also save some money.

3. Keep the bill of credit card spending: Credit card spending is very chic, but please keep that bill and put it together every month. Check your bill when it comes. This has two advantages: first, you can know the consumption of your credit card last month. If in doubt, you can check with the bank and have a clear understanding of credit cards. Don't think that bank 100% is correct. Second, the numbers on the bill will break your heart because you have to pay the bill. This is a good way to prevent you from swiping your card. This is immunization.

4. within the maximum limit of your credit card consumption, try to swipe your card: well, don't swipe your card in front. Now you have learned to do what you can and set yourself a maximum monthly credit card limit that suits your situation. It is safe to swipe your card within this maximum limit. Then, within this controllable range, please swipe your card as much as possible. Because the credit card is quite useful when you buy things, the bank will pay you in advance, so why not? Just return it to the bank on the repayment date. Credit can be accumulated by swiping the card, and the bank can also charge the merchant renewal fee from your credit card amount, which is a win-win situation. Just to remind you again, suppose that the maximum credit card limit you set is 1500 yuan per month, but your daily expenses this month are 500 yuan more than usual, then your credit card limit will be adjusted to 1000 yuan, so that your credit card will always run in a safe area.