Will the wealth management products be automatically transferred back to the bank card I opened when they expire?

It depends on what kind of financial products you buy:

1. If it is a short-term wealth management product, such as 1 day, 7 days, 14 days, users need to redeem it. If it is not redeemed, the money will automatically roll into the next financial cycle after maturity;

2. If it is a wealth management product for more than 1 month, the money will automatically return to the current account within 1-3 working days after the maturity. Some banks don't have SMS notifications, so pay attention to your own inquiries.

Extended data

There are several ways to manage money:

1, bank financing

The wealth management products provided by commercial banks in China are divided into three categories: guaranteed fixed income products, guaranteed floating income products and non-guaranteed floating income products.

2. Financial management of securities companies

Securities financing generally includes stocks, funds, commodity futures, stock index futures and foreign exchange futures. Individual or institutional investors can choose different financing tools according to their different needs and investment preferences.

3. Insurance financing

Insurance financing tends to be long-term, focusing on solving education planning and pension planning after a long time, and solving security problems such as accidents and medical care.

4. Financial management of investment companies

Financial management of investment companies generally includes trust funds, gold investment, jade, jewelry, diamonds and third-party financial management. With high initial capital requirements, it is suitable for high-end financial managers.

5, e-commerce financial management

2 1 century, in addition to online banking, financial search engines on the internet can also be used to search for financial products, compare risks and benefits, and then make investments.

Baidu encyclopedia-financial management

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