Weixin Finance and Weixin Jinke Family?

No, WeChat Jinke is a domestic smart financial brand with smart financial products: WeChat card loan, Doudou money and so on. 20 19165438+10 month19, 20 19 Asian financial competitiveness selection list was announced, and weixin jinke won the "20 19 information disclosure enterprise award".

Wechat Jinke owns smart financial products such as WeChat card loan and Doudou money, covering vertical areas such as credit card balance compensation, consumption staging and shopping staging. Card loan mainly provides credit card balance compensation service, which can be applied through WeChat service number or APP. According to the financial application potential list and year-end list inventory report released by talking data in February 2065438+05, credit card loans ranked second in the emerging application potential list of TalkingData financial industry with a monthly user coverage growth rate of 109%.

: The development of WeChat Jinke

In 2006, inspired by the American Capital One model, Liao returned to China and founded WeChat, focusing on consumer finance that has not yet started in China. At that time, Wechat Jinke was the first professional enterprise in China to focus on the personal consumption credit market. In 2007, the company reached a cooperation agreement with Foreign Trade Trust to develop its own business system VBS. In 2009, Wilson Guarantee Co., Ltd. was established on 20/0/0, and accumulated nearly 200,000 Wilson public welfare customers. The first batch of volunteers went to Zhikang Park to carry out volunteer activities. 20 1 1, and the business start data accumulation period is Chengdu.

20 12 business development period, complete the development of independent scoring model and decision-making model, and jointly issue foreign trade trust. Huijin No.3 Collective Trust reached a strategic cooperation with ICBC and signed a cooperation agreement with Bank of East Asia. During the business development period of 20 13, wechat public welfare was fully launched. Donation raised in Ya 'an disaster area Qingdao micro-loan was established on 20 14. During the business development period, the VSCORE scorecard+Hummingbird Cloud Risk Control was successfully implemented. The overall credit risk index is optimized every month, and the number of customers exceeds 654.38+00,000, which has been certified by Shanghai Gaoxin [9] Enterprise 2065.438+05. In the era of smart finance, a cooperation agreement was reached with Hangzhou Bank [654.38+00]. The strategy of "Smart Finance" was released, and artificial intelligence was proposed to connect big data and mobile Internet to realize the intelligence and automation of credit decision.

20 16 in the era of intelligent finance, we will innovate the "robot lending" mode, package a variety of intelligent credit robots, and provide diversified intelligent financial services. Wechat Jinke officially launched the smart financial brand "WeChat Jinke" by distributing credit robots in various cooperation scenarios such as Telecom Wing Payment and China Mobile [10], and announced its brand mission of "making financial services intelligent and accessible".