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Does ABC have annual fee and information fee?
1. Individual customers have only one unique account in our bank (excluding credit card and VIP account). Since August 20 17 1 day, the Bank has voluntarily reduced the annual fee and small account management fee of this account.
2. If an individual customer has an account and enjoys the policy of annual fee exemption and small account management fee exemption, and there are also "wage accounts, pension accounts, minimum living security accounts, medical insurance accounts, unemployment insurance accounts and housing provident fund accounts", the existing free accounts and the above six types of accounts are exempt from annual fee and small account management fee.
3. Apply for a double-free account with a debit card under normal circumstances. If the annual fee and small account management fee have not been deducted before, they need to be returned.
1. Bank card annual fee usually refers to debit card annual fee, but broadly includes credit card annual fee and online banking annual fee. Some debit cards charge an annual fee, and some banks waive the annual fee. Credit cards generally charge an annual fee, and the fee is high, ranging from several hundred. In fact, as early as 20 1 1, the China Banking Regulatory Commission, the People's Bank of China and the National Development and Reform Commission jointly issued the Notice on Exempting Some Service Charges from Banking Financial Institutions, requiring banking financial institutions to exempt 34 service charges from 1 1 RMB personal accounts in July of that year, including specific accounts such as wages.
2. However, the annual bank fee has not been cancelled with the notice, and the four major state-owned banks continue to charge annual fees. Medium-sized comprehensive commercial banks such as Minsheng Bank, Industrial Bank, China Everbright Bank, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank and China CITIC Bank all have no annual fees. Industrial and Commercial Bank of China, Agricultural Bank of China and China Construction Bank will charge an annual fee of about 10 yuan.
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