What does Gome Easy Card Risk Assessment Service Fee mean?

Gome Easy Card is a loan installment platform under Gome. Because of the abundant capital, many people have applied for Gome Easy Card. When handling Gome Easy Card, they found that they should charge Gome Easy Card risk assessment service fee. How much is the risk assessment service fee of Gome Easy Card?

Gome Yika Risk Assessment Service Fee

Gome Yika customer service said that the user submitted the loan application and the system automatically reviewed it. Some users need to purchase a risk assessment. If they don't buy it, it means they don't meet the loan conditions for the time being. After checking the risk assessment, the fee will be deducted at one time after collection. In other words, as long as you buy the risk assessment service fee, you can get the application conditions of Gome Easy Card and directly get the Gome Easy Card quota, which is equivalent to opening a green channel.

At present, the charge details of Gome Easy Card include principal, interest, account management fee, information service fee, collection service fee and overdue penalty interest. , the latter two items will be charged after the deadline. At the time of application, if the annual interest rate of Gome Easy Card Comprehensive Loan does not exceed 24%, it is legal, and more than 36% belongs to usury, in which the interest borrower can not repay it.