CITIC Bank gave me a platinum credit card and charged me an annual fee of 2000 without telling me. Is it fraud?

The annual fee for the Platinum Premium Card of China CITIC Bank is 2,000 yuan/year for the main card and 0/1,000 yuan/year for the supplementary card.

Annual fee: As more and more people apply for bank cards, bank management becomes more and more difficult, so all major banks begin to charge annual fees or management fees to make up for the waste of manpower caused by management. Many bank credit cards don't need an annual fee in the first year, but credit cards that need an annual fee can generally be exempted from the annual fee if they spend six times in the same year.

The annual fee for the Platinum Card of CITIC Bank is RMB 2,000 (under normal circumstances).

Extended data:

China CITIC Bank Credit Card Gold Card

Annual fee standard:

1, dual-currency card main card 300 yuan, auxiliary card 150 yuan;

2. The main card of RMB single currency card is 200 yuan, and the supplementary card is 100 yuan;

3. 380 yuan, the main card of American Express Card, and 200 yuan, the subsidiary card;

4.200 yuan, the official card of UnionPay;

5. MasterCard Business Card MasterCard 300 yuan;

6.200 yuan, credit card master card.

Free annual fee policy:

1, within 30 days after the issuance of the gold card, the first-year annual fee is exempted for spending or withdrawing money by credit card 1 time (excluding the amount); Credit card or cash withdrawal for 5 times (unlimited amount) in the first year is exempt from the annual fee for the following year; Spend 5 times (unlimited amount) by credit card in the following year, and the annual fee for the third year will be exempted.

2. The annual fee of the credit card is temporarily exempted.

Baidu Encyclopedia-China CITIC Bank Credit Card