The post office said that my bank card had a suspicious risk transaction.

If the number that sent you the text message is a virtual number, it is likely to be a liar. It is suggested that you directly call the postal banking service hotline (95580) for verification to avoid being cheated. On the other hand, the bank's risk control is relatively perfect now. In order to reduce the risk of users being stolen, it does remind abnormal transactions.

1. What happened when the postal bank card refused to trade?

If the balance in the postal savings bank card is insufficient, that is, the transaction amount is greater than the balance in the card, the postal savings bank card can refuse the transaction; If there are risks in the transaction process, the postal savings bank card will automatically control the risks and refuse the transaction; When the bank card is locked, the transaction will also be rejected. However, if the bank card refuses to trade, it means something is wrong. Generally speaking, there are three reasons:

1) The first case is that the deposit amount in the bank card is less than the consumption amount, so that the credit card will be unsuccessful, the transaction will be unsuccessful or rejected when spending by credit card, which can be avoided. You can save enough money in advance to avoid such embarrassment.

2) The second situation is the risk self-control of bank cards. Bank cards generally have risk control. If there is a risk of fraud in the trading platform or trading account, the bank will start to protect the bank card, so that the bank card will not be successfully consumed, which means that the transaction will be rejected.

3) The third case is that the bank card is frozen. Because of the cardholder's reason, the bank card is frozen by the court, so it is impossible to make consumption, and there will be cases of refusal to trade.

3. How to query the transaction records of postal bank cards?

Postal savings bank cards can check the transaction details, and the specific process is as follows: cardholders go to the bank with their ID cards; Take the number and queue up, and provide the ID card to the bank counter staff after calling the number; Inform that you need to inquire about the details of the original bank card; At the same time, inform its card number; (If you forget the card number, you can check the card number with your ID card), and then the staff will print the details for you.