Weizhong Bank, I have no loan. Why did you send me a message?

Why do you always send me messages when you haven't borrowed money?

Possible reasons for receiving a reminder message without a loan:

1. Your mobile phone number is bound to a bank card or a third-party platform by someone who has used it before, and the other party has a loan. The collection SMS is sent to the bound mobile phone number.

2. There are also loans from different places. In order to contact you, the third party collects collection messages from other channels.

3. Personal information leaked, someone borrowed money in your name, and it was overdue after borrowing.

Extended data:

In the case of personal information disclosure, we can take the following three forms:

1. Once information is leaked, the individual has the right to immediately ask the network service provider to delete relevant information or take other necessary measures to stop it.

2. Individuals can also make complaints and reports to public security departments, Internet management departments, industrial and commercial departments, consumer associations, industry management departments and relevant institutions.

3. The China Internet Illegal and Bad Information Reporting Center under the National Network Information Office also accepts and handles public reports of illegal and bad information.

Legal basis: Article 1034 of the Civil Code of People's Republic of China (PRC) protects the personal information of natural persons. The privacy information in personal information shall be subject to the provisions on privacy; If there are no provisions, the provisions on the protection of personal information shall apply.

The personal information of natural persons is protected by law, and no organization or individual may infringe upon it. If personal information is leaked, it may be required to bear tort liability.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 1034 The personal information of natural persons is protected by law.

Personal information is all kinds of information recorded electronically or in other ways that can identify a specific natural person alone or in combination with other information, including natural person's name, date of birth, ID number, biometric information, address, telephone number, e-mail address, health information, whereabouts information, etc.

The privacy information in personal information shall be subject to the provisions on privacy; If there are no provisions, the provisions on the protection of personal information shall apply.

Article 1035 The handling of personal information shall follow the principles of legality, justice and necessity, and shall not be over-handled, and meet the following conditions:

(1) Obtaining the consent of the natural person or his guardian, except as otherwise provided by laws and administrative regulations;

(2) Rules for publicly handling information;

(3) Clearly explain the purpose, mode and scope of information processing;

(four) does not violate the provisions of laws and administrative regulations and the agreement between the two parties.

The processing of personal information includes the collection, storage, use, processing, transmission, provision and disclosure of personal information.

Why did Weizhong Bank call me? I didn't apply.

Hello, maybe someone else is typing their mobile phone number. If you enter the wrong number, then this information will be sent to you. If you didn't apply yourself, don't worry about it. Don't give the verification code to others at will

Weizhong Bank is an Internet private bank controlled by Tencent, and Tencent holds 30% of the shares of Weizhong Bank. So Weizhong Bank is not a wholly-owned bank of Tencent.

Weizhong Bank is a bank founded by well-known enterprises such as Tencent, Baiyeyuan and Liye Group. In 20 14, Weizhong Bank was officially opened with the approval of China Banking Regulatory Commission, and became the first private Internet bank in China. The registered capital of the company is 3 billion yuan, of which Tencent holds 30%, making it the largest shareholder of Weizhong Bank.

I don't have a loan. Why did you send me a message?

Why did you send me a message without a loan?

The user did not apply for a loan, but received a loan text message, probably because someone else filled in the wrong mobile phone number when applying for a loan, or registered a loan account, and the system pushed the advertising information uniformly. As long as you confirm that you have not applied for a loan, the loan message you received can be ignored directly. Users are not sure whether there is a loan, so it is best to call the customer service hotline for consultation.

As many text messages are sent in groups, it is normal for users to receive loan text messages occasionally.

I don't have a loan. Why did you send me a message?

I received a text message without a loan. It is not ruled out that the mobile phone number was leaked, and the SMS sent by the loan platform did not really go to the loan. Or his mobile phone number is a second-hand number, and the former owner registered the loan platform with this number and did not change it. The loan platform still sent a text message to the registered mobile phone. It is also possible to get the loan and forget it. Might as well make sure. You can check the credit information to see if there is a loan record of the platform in the newspaper. If not, you can leave it alone.