I received a short message from China CITIC Bank today. Repeated reminders have not been returned. I already called the police. Is it true or not? I'm afraid my dad will know.

I can tell you for sure that it has a great influence on you!

It's not about money. It doesn't matter if you don't pay back when you go back, as long as you pay more interest and late fees!

The main reason is that you left a bad record in China People's Bank. With this record, it will be very difficult for you to apply for a loan or similar business in the future! In other words, when you buy a house, a car or a company, you basically have to pay in full, because it is difficult for banks to give you loans. It should have a long-term impact on your future life!

Also, banks entrust finance companies to collect debts. Actually, they are debt collection companies. Their attitude is very bad, and intimidation is inevitable. But as long as I answer the phone, I won't make any other calls.

I suggest you call CITIC's customer service phone number 40088-95558 directly, explain your situation, communicate and see how to solve it. It is best to communicate well and avoid your own bad records. Because it was the collection company that called you before, not the bank, and they didn't care if you could pay back the money.