How to inquire about personal housing loan?

How to inquire about personal housing loan?

With the development of the times, many people want to buy a house of their own, but now the house price is getting higher and higher, and it is really difficult to buy it at once. Loan is a good way, but I just don't know how to check it. Today, we will discuss this issue with * * *, how to inquire about personal housing loans. Let's take a look.

Because the bank's policies are different, the inquiry methods are different.

1. Online Banking Inquiry: After downloading the ICBC APP, click Personal Online Banking, and then click "Branch Function" to view personal loan information, and you can view all repayment plans, historical repayment records, personal information adjustment and other information.

2. Telephone consultation: Call China Industrial and Commercial Bank at 95588 directly. For private users, please press 1→ to enter your account number, or your bank account number, or your bank card number. In this way, the customer service of the bank will send you text messages and voice messages to let you know the specific situation of paying back the money. 3. Bank outlet inquiry: Bring your ID card and certificate to the Credit Information Center of the People's Bank of China, and please print out your credit report after finding the staff. Or go to the bank and ask the lobby manager to help him print out his account and repayment record, so that he can know his mortgage.

How to check the bank balance on the mobile phone?

1. ICBC: After logging into mobile banking, the user selects "My Loan" on the homepage to find the mortgage, and then clicks to view the loan bank, loan amount, repayment date, repayment time, repayment time and repayment plan.

2. China Construction Bank: You should also log in to the bank, enter your ID number and login password through mobile banking, loan, loan, and you can find the detailed information of the loan on the loan page, including loan principal, loan amount, repayment times, repayment amount, annual interest rate, etc.