Can the automobile insurance policy be revised? How come?

If the policy has been paid, it can be changed. If it doesn't work, you can contact the insurance company to apply for surrender and reinvest. If the policy has come into effect, you can apply for policy correction. The contents that can be corrected include insurance types, beneficiaries, policyholders, beneficiary banks, etc. , subject to the provisions of the insurance company. In addition, compulsory insurance after auto insurance is not allowed to surrender, because it is compulsory by the state, so surrender after auto insurance is not the best choice.

Correction procedure: (1) The applicant applies for correction, and provides the requirement of "correction due to the applicant" in the above-mentioned "correction of auto insurance policy and required elements". (2) The business handling department accepts the application, and the business manager or the comprehensive backstage verifies the identity of the modifier, and at the same time verifies whether there are outstanding claims in the policy. (3) After the business manager or the comprehensive backstage verifies that the above matters are correct, if the insurance policy involves intermediary fees, properly handle the recovery of intermediary fees involved in surrender, and the insurance policy involving reduction or surrender shall be signed by the department manager for confirmation. (4) The business manager or the comprehensive back office will submit all the verified auto insurance correction data to the underwriter for review, and the underwriter will sign the correction application after reviewing all the correction data. (5) The billing center shall, according to the underwriting opinions of the underwriter, verify that all the corrected materials are correct, input them into the core system for correction, issue an approval form, and keep the required elements in the above-mentioned "Correcting Auto Insurance Policy and Required Elements". (6) In case of premium change, the applicant or the insured (or agent) shall go to the accounting department to pay the premium or get a premium refund with the approval form and relevant requirements, and the business manager or the comprehensive back office shall assist in handling it. In principle, the premium refund shall be returned to the account number of the insured (the insured's credit card). In case of other circumstances, it shall be implemented in accordance with the relevant provisions of the accounting department of the branch.

(2) 1 The person responsible for the correction due to the abnormal reasons of the customer may be the business manager, who shall apply for correction (the reason for the operation error shall be indicated in the application for correction), and provide the requirement of "correction due to the abnormal reasons of the customer" in "Correcting the auto insurance policy and the required elements". 2. The business manager submits the correction application and related materials to the department manager for review, and the department manager signs the correction application. 3. The business manager will submit the correction application and related materials reviewed by the department manager to the lead underwriter for review, and the lead underwriter will sign the correction application after reviewing all the correction materials. At the same time, the underwriter will record the number of such corrections made by the business manager, and notify its department regularly every month, and its department will conduct relevant assessment. 4. The billing center shall, according to the underwriting opinions of the underwriters, verify that all the correction materials are correct, input them into the core system for correction (record the correction reasons in the core business system according to the correction application), issue an approval form, and keep relevant elements. 5. If the change of premium is involved, the business manager will go to the accounting department to pay the premium or get a premium refund with the approval form and related requirements. 6. In case of handling fee revision, the business manager shall submit a special report on auto insurance business and the details of revision to the underwriting department. After the approval of the underwriting department, the billing center will process the correction application and correction details.