The bank card was frozen and I didn't receive the notice. What's the matter?

Legal analysis: ignore him without receiving the notice. If the bank card is frozen, your bank card can only deposit money, not withdraw money. Reasons why bank cards are frozen by individuals: Bank cards are credit cards (debit cards). If it is frozen, it may be that the credit card has abnormal transactions such as malicious cashing, forged information, and continuous password errors, and the bank card may be frozen by the bank.

Legal basis: Measures for the Administration of Bank Cards

Article 51 The rights of an issuing bank:

(1) The issuing bank has the right to review the credit status of the applicant, obtain the personal data of the applicant, decide whether to issue a card to the applicant, and determine the overdraft limit of the credit card holder.

(2) The issuing bank has the right of recourse against the overdraft of the cardholder. If the cardholder fails to return the overdraft within the prescribed time limit, the issuing bank has the right to apply for legal protection and investigate the legal responsibility of the cardholder or related parties according to law.

(3) The issuing bank has the right to disqualify cardholders who do not meet the requirements of its articles of association, and may authorize relevant units to withdraw their bank cards.

(four) the issuing bank shall not report the loss of the electronic wallet in the stored value card and ic card.

Article 52 Obligations of the issuing bank:

(1) The issuing bank shall provide the bank card applicant with information on the use of the bank card, including articles of association, instructions for use, charging standards, etc. Existing cardholders can also obtain the above information.

(two) the issuing bank shall establish a fair and effective complaint system for bank card services, and disclose the complaint procedures and telephone numbers. The issuing bank shall give a reply to the cardholder's inquiry and correction request within 30 days.

(3) The issuing bank shall provide reconciliation service for the cardholder. Provide a statement to the cardholder on a monthly basis, and the issuing bank may not provide the statement to the cardholder under the following circumstances:

1. Passbooks or other transaction records have been provided to cardholders;

2. There is no transaction since the statement of the last month, and there is no outstanding balance in the account;

3. It has been agreed with the cardholder separately.

(4) The bank card statement provided by the issuing bank to the cardholder shall set out the following contents:

1, transaction amount, account balance (maturity date, minimum repayment amount and available credit limit should also be listed in the credit card);

2. The date when the transaction amount is credited to or deducted from the relevant account;

3. Date and type of the transaction;

4. Transaction record number;

5. The name or code of the merchant as the payment object (except for off-site transactions);

6. Inquire or report the address or telephone number that does not match the account.

(5) The issuing bank shall provide the cardholder with the loss reporting service of bank cards, and set up a 24-hour loss reporting service telephone, which provides two ways: telephone loss reporting and written loss reporting, with written loss reporting as the formal loss reporting method. And in the articles of association or related agreements, the responsibility for reporting the loss between the issuing bank and the cardholder is clearly stipulated.

(six) the issuing bank shall explain the importance of the password and the responsibility for the loss to the cardholder in the articles of association or instructions for use of the relevant card.

(7) The issuing bank is responsible for keeping the credit information of the cardholder confidential.