Is it cost-effective to get a bank card in China? It is said that only 15 yuan will be deducted every year. Last time, I was deducted 30 yuan, saying it was the SMS fee for the whole year. Why did I d

Is it cost-effective to get a bank card in China? It is said that only 15 yuan will be deducted every year. Last time, I was deducted 30 yuan, saying it was the SMS fee for the whole year. Why did I deduct so much? The general fee for a bank card is: annual fee 10 yuan; Small management fee: if the average daily deposit amount is less than 300 yuan, it will be 1 yuan per month and settled quarterly; The SMS fee is optional, so it is not necessary. Generally, it is a 2 yuan or monthly discount per card, and you can subscribe to 20 yuan in that year.

Another tip: If it is convenient for you to go to Handan, Shijiazhuang, Hebei Province, you can apply for the "Handan Bank Card", which is free of all fees, including the annual bank card fee and small account management fee, as well as remittance and withdrawal from ATMs all over the country.