How much is the annual fee of rural credit cooperatives?

There is no annual fee for rural credit cooperative cards.

Credit cooperatives' savings cards do not charge annual fees and management fees. If the SMS notification service of balance is opened (that is, the bank will notify you by SMS when depositing and withdrawing money), it will charge 2-3 yuan per month.

Minimum deposit: general 1 yuan, and the first deposit is general 10 yuan. There are benefits.

In addition, savings cards can be used for both current deposits and multiple time deposits.

Service rules

1, support card type: bumper harvest savings card;

2. Handling channels: Hangzhou, Fuyang, Lin 'an, Tonglu, Jiande, Chun 'an, Ningbo, Fenghua, Ninghai, Wenzhou, Jiaxing, Huzhou, Shaoxing, Jinhua, Zhoushan, Yiwu, Quzhou, Lishui and Taizhou.

3. Payment limit: 20,000 yuan per day/50,000 yuan per month;

4. Query balance: Yes;

5. Query restriction: No. ..

Further reading

Rural credit cooperatives (rural credit cooperatives in English) refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.

Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and limit and crack down on usury.

Rural credit cooperatives are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zhengtong Rural Credit Cooperatives Training School and Credit Department of Rural Credit Cooperatives, which are under the dual leadership of CBRC and the State Council.

As early as 1950s, the outlets of China People's Bank in rural areas were changed to rural credit cooperatives. The purpose of rural credit cooperatives is "mutual assistance of farmers' funds", that is, farmers form credit cooperatives, and members contribute capital to form loans.