Do you have a love card every month?

What day does Aika arrive every month?

Love cards arrive on the first day of every month. Alipay's love cards are calculated according to the month-end date. Even if the month-end date is 1 day, the love cards registered in the middle of one month will be settled at the end of the month, and the second month will be counted from 1 day of the month-end date. Through the relatives number of Alipay, brothers and sisters, parents and family members can be bound together to realize the function of relatives' consumption. Or to put it another way, you have issued a credit card to your relatives, and the amount of the credit card is up to you. Of course, there is a certain range of this quantity.

Alipay and WeChat relatives cards

Alipay family number does not need to deposit funds every month, but directly deducts money from the balance, balance treasure, flower garden or credit card or debit card bound to Alipay. When deducting money, Alipay will poll whether to deduct money according to the Alipay deduction order set by the opener. If the account holder has not set the deduction order, the deduction will be polled according to the default deduction order of credit card, balance, debit card, Yu 'ebao and Bai Hua.

The WeChat relative card will be automatically available every month after it is successfully given away. Of course, if you untie the given relative card, it will be gone. However, it should be noted that WeChat relatives cards are automatically available every month, but the maximum consumption amount of each card is only 3,000 yuan. The specific amount available depends on how the donor sets it up. If the monthly consumption quota exceeds the quota set by the donor, it will not be used until the quota is restored next month.

Is the love card automatically renewed every month?

Wechat relatives card can add a payment method for family members' WeChat payment. After the user gives a certain amount of relative card to WeChat friends, the party receiving the card can use the relative card to pay when using WeChat. The relative card is automatically renewed every month, and the donor sets the monthly consumption limit of the relative card.

At the same time, the funds consumed by the relative cards will be automatically deducted from the donor's payment account, and the donor can give up to 4 relative cards.

Mobile payment means that mobile clients use mobile phones and other electronic products to make electronic money payment. Mobile payment effectively combines the Internet, terminal equipment and financial institutions, forming a new payment system. Mobile payment can not only make monetary payment, but also pay telephone bills, gas bills, utilities and other living expenses. Mobile payment has created a new payment method and made electronic money popular.

202 1 February 1. China UnionPay released the Survey Report on Mobile Payment Security in 2020. In 2020, everyone will use mobile payment three times a day on average.

trait

(1) Time and space constraints are small.

Mobile payment in the Internet era has broken the time and space restrictions of traditional payment, enabling users to make payment activities anytime and anywhere. Traditional payment is mainly cash payment, which requires face-to-face payment between users and merchants, so there are great restrictions on the time and place of payment; Mobile payment is mainly based on mobile phone payment, and users can use their mobile phones for payment activities anytime and anywhere, regardless of time and space constraints. For example, users can shop and pay in online shopping malls such as Taobao at any time.

(2) Convenient management.

Users can carry out various payment activities through their mobile phones anytime and anywhere, manage personal accounts with functions such as inquiry, transfer, payment and recharge, and users can also know their own consumption information at any time. This provides great convenience for users' life and is more convenient for users to manage personal accounts.

(3) High privacy.

Mobile payment means that the user binds the bank card to the mobile phone, and needs to enter the payment password or fingerprint when making payment activities, and the payment password is different from the bank card password. This makes mobile payment better protect the privacy of users, and its privacy is high.

(4) High comprehensive degree.

Mobile payment is highly integrated and provides many different types of services for users. For example, users can pay for water, electricity, gas and other expenses at home through mobile phones; Users can manage personal accounts through mobile phones; Users can conduct various payment activities such as online shopping through their mobile phones. This shows that the integration of mobile payment is very high.

Payment type

At present, the classification of mobile payment mainly includes the following three types:

According to the payment amount, mobile payment can be divided into small payment and large payment. Micro-payment service refers to the cooperation between operators and banks to establish accounts with pre-stored fees, and users send remittance instructions through mobile communication platforms to remit fees. Large payment means that the user's bank account is bound to the mobile phone number, and the user conducts transactions on the bank card bound to the mobile phone in various ways.

Mobile electronic payment can be divided into remote payment and on-site payment according to whether the payer and the payee are in the same place at the time of payment. If you buy ringtones through your mobile phone, it's remote payment, while if you buy drinks from the vending machine through your mobile phone, it's on-site payment.

According to different implementation methods, mobile payment can be divided into two types: one is to complete payment through remote control such as SMS and WAP. The other is to complete the payment through short-distance contactless technology. The main short-range communication technologies are RFID, NFC, Bluetooth, 802.438+0438+0, etc.

Will the WeChat relative card be automatically renewed every month?

If the user does not cancel the relationship card, it will be automatically renewed every month. The monthly consumption limit of the relative card can be set and adjusted by the donor. In fact, the opposite card is equivalent to a payment function. Within the limit set by the donor, the donee's consumption limit shall be paid by the donor.

A relative card is a payment method that can be given to family members. Relatives' cards can be sent to family members through WeChat or Alipay, and family members can spend within the set limit, which is paid by donors.

1. What is a relative card?

The relative card is a small program launched by WeChat in June 2065438+2008, which is a "payment on behalf of" function.

Relatives cards can be convenient for parents to pay and can manage the consumption of family members. Among them, there are management projects for children's "pocket money". The party issuing the relative card can set the consumption limit of the relative card, with a maximum of 3,000 yuan per month.

The use of relatives cards can make it more convenient for parents to pay, and can also manage the consumption of family members, such as the management of children's "pocket money". And the party issuing the relative card can set the consumption quota of the relative card, up to 3000 yuan per month. The way to open it is also very simple. Users can access "Me"-"Wallet"-"Payment Center" in turn on WeChat, and they can see the option of "Relatives Card". You can give up to 4 relatives cards, one for each parent and two for each child. I don't know if I will open the relatives card function between men, girlfriends and couples in the future.

After selecting a gift card and a buddy list, you can set a maximum monthly limit. The limit range is 0.0 1~3000 yuan, and the maximum limit can be modified at any time. Fill in the amount, enter the WeChat payment password, and you can give the relative card to the other party. The other party needs to click to collect within 24 hours. Upon receipt, the relative's card will be used as a bank card in WeChat wallet. Relatives cards can be used in most consumer scenarios that support WeChat payment, but they do not support red envelopes, transfer, wealth management and entrusted withholding for the time being.

Is the relative card automatically renewed every month?

If the user does not cancel the relationship card, it will be automatically renewed every month.

The monthly consumption limit of the relative card can be set and adjusted by the donor. In fact, the opposite card is equivalent to a payment function. Within the limit set by the donor, the donee's consumption limit shall be paid by the donor.

How to unlock the relative card?

Donors can enter the WeChat wallet, click the icon in the upper right corner, enter the relatives card interface, select the relatives card to unbind, and unbind according to the prompts. The receiver can directly find the relative card on the bank card page in WeChat, and select Delete to finish unbinding. After the relative card is given, it can only be untied after the other party receives it, otherwise it cannot be untied, but if the other party does not receive it within 1 day, it will automatically become invalid. When the relative card is consumed by the other party, the funds will be automatically deducted from my account. This is a small program in WeChat payment.

Wechat launched this kind of relative card this time, which is basically the same as Alipay's intimate payment. Will also give the selected object a certain reward. This kind of payment does not need the user's own confirmation, and it is paid directly from the set payment method.

With the increasing consumer desire, pure offline consumption can no longer meet the needs of most users. Online goods and consumption can be carried out in silence, and consumers will not feel the loss and consumption of money. In line with the requirements of the times, WeChat also launched a relative card. The relative card has the function of paying on behalf of others. So, how to unlock the relative cards?

As an attempt to upgrade the payment and consumption functions of WeChat, the "relative card" function has been newly launched. Because this function is hidden deeply, many friends still don't know much about it. Let's talk about it today

What is a WeChat relative card?

I used to give my parents pension money and give my children pocket money; Today, it tends to be cashless. How can I give pocket money to my family so that they can spend it without worry? Alipay launched a pro-payment, and WeChat received a relative card; Different names have the same meaning. Both of them are like handling a secondary card for family members. They spend money, we pay.

How to use the WeChat relative card?

First, open the latest version of WeChat, enter my personal center, open the wallet option, and then open the payment center, and you can see the following relatives card entrance, as shown in the figure below.

After opening, select the relative card to give away, select the relative card, and then a friend list will appear. After selecting friends, enter the interface of setting quota, and enter the maximum monthly consumption expense. The amount is between 0.01-3,000 yuan, and the upper limit can be modified at any time.

Then enter the payment password and give it to your mother (friend) and other parties to collect it.

How do you know if the other party has used a relative card?

If the other party has a relative card, it will pop up when paying, as shown below:

After the other party confirms the payment, as the inviter of the relative card, you will receive the following information indicating that the other party used the relative card.